45 Bernick Crescent, Whitchurch-Stouffville

Price: $979,900

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: N13812454

Welcome to 45 Bernick Crescent, the Stouffville home you've been waiting for! Tucked into one of Stouffville's most established, tree-lined neighbourhoods, this 3-bedroom, 3-bathroom home has the space, warmth and charm to make you feel at home from the moment you walk in. Whether you're a growing family, a first-time buyer or someone ready for a little more room to breathe, this is the one to see.The main level is made for living. Sunlight fills the space, and a walk-out leads straight to your private deck. Picture summer dinners hot off the grill (the gas BBQ rough-in is already there), weekend get-togethers with friends, and quiet mornings with your coffee. Indoors and out flow together here, so entertaining feels effortless.Upstairs, three comfortable bedrooms offer room for everyone. The spacious primary suite is a true retreat, with its own ensuite bathroom for the privacy and calm you deserve at the end of a long day.Then head downstairs, where the finished basement adds even more to love. A gas fireplace sets the mood for cozy movie nights, and the space is ready to become your family room, home office, play area or hangout zone. Make it whatever your lifestyle needs.The location adds to the appeal. This mature, welcoming community puts schools, daycares, shopping and everyday amenities close by, so errands are quick and life stays simple. Neighbours here take pride in their homes, and that sense of community shows. [ Roof & A/C -2024]

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active

$979,900 - 45 Bernick Crescent, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

Neighbourhood: Stouffville

3Beds
3Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
N13812454
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitchurch-Stouffville
Taxes (2025)
$5,923
Listing Brokerage
The Nook Realty Inc.
Description

Welcome to 45 Bernick Crescent, the Stouffville home you've been waiting for! Tucked into one of Stouffville's most established, tree-lined neighbourhoods, this 3-bedroom, 3-bathroom home has the space, warmth and charm to make you feel at home from the moment you walk in. Whether you're a growing family, a first-time buyer or someone ready for a little more room to breathe, this is the one to see.The main level is made for living. Sunlight fills the space, and a walk-out leads straight to your private deck. Picture summer dinners hot off the grill (the gas BBQ rough-in is already there), weekend get-togethers with friends, and quiet mornings with your coffee. Indoors and out flow together here, so entertaining feels effortless.Upstairs, three comfortable bedrooms offer room for everyone. The spacious primary suite is a true retreat, with its own ensuite bathroom for the privacy and calm you deserve at the end of a long day.Then head downstairs, where the finished basement adds even more to love. A gas fireplace sets the mood for cozy movie nights, and the space is ready to become your family room, home office, play area or hangout zone. Make it whatever your lifestyle needs.The location adds to the appeal. This mature, welcoming community puts schools, daycares, shopping and everyday amenities close by, so errands are quick and life stays simple. Neighbours here take pride in their homes, and that sense of community shows. [ Roof & A/C -2024]

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Estimate your monthly payments for this property

Estimated Payment

$5,027.39/mo

Includes CMHC insurance ($27,339)

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5-yr fixed avg.

Principal: $881,910Interest: $598,969
Mortgage Amount$909,249
Total Interest$598,969
Est. Property Tax$694/mo
Total Cost$1,508,218

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Stouffville

Discover Stouffville

Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Stouffville

  • •Convenient location in Whitchurch-Stouffville
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Bernick Crescent, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$694
Insurance (est.)-$204
Net Cash Flow+$1,902

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $653/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Stouffville

I know Stouffville well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    45 Bernick Crescent | $979,900 | Battaglia Team