45 Palomino Place, Whitby

Price: $923,400

5 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: E13843860

4+1 BEDROOMS | 4 BATHROOMS | FINISHED BASEMENT | SEPARATE ENTRANCE | LARGE PIE-SHAPED LOT...Welcome To This Well-Maintained Home In A Family-Friendly Whitby Neighbourhood! Featuring 4 Spacious Bedrooms Upstairs + 1 Bedroom In The Finished Basement And 4 Bathrooms, Offering Plenty Of Space For A Growing Family Or Extended Family. The Finished Basement Features A Separate Entrance, Kitchen, Living Area And Bedroom, Providing Excellent Additional Living Space And Potential For Rental Income. Enjoy A Large Pie-Shaped Backyard. The Main Floor Features Hardwood Flooring, Ceramic Flooring In The Front Entry And Kitchen, Oak Stairs, And Convenient Main-Floor Laundry With Direct Access To The Garage. Additional Highlights Include Metal Roofing And A Double-Door Entry. Prime Whitby Location Near Schools, Parks, Shopping, Restaurants, Public Transit And Everyday Amenities. Conveniently Located Near Brock St N & Rossland Rd E, With Easy Access To Whitby GO Station And Major Highways. A Great Opportunity For Families, Extended Families Or Buyers Looking For Additional Basement Living Potential!

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active
New Listing

$923,400 - 45 Palomino Place, Whitby

Detached for Sale in Whitby

New — Listed 7 days ago

Neighbourhood: Pringle Creek

5Beds
4Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
E13843860
Property Type
Detached
Status
active
Days on Site
7
Bedrooms
5
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitby
Lot Size
6,663 sqft
Taxes (2025)
$6,448
Listing Brokerage
THE AGENCY
Description

4+1 BEDROOMS | 4 BATHROOMS | FINISHED BASEMENT | SEPARATE ENTRANCE | LARGE PIE-SHAPED LOT...Welcome To This Well-Maintained Home In A Family-Friendly Whitby Neighbourhood! Featuring 4 Spacious Bedrooms Upstairs + 1 Bedroom In The Finished Basement And 4 Bathrooms, Offering Plenty Of Space For A Growing Family Or Extended Family. The Finished Basement Features A Separate Entrance, Kitchen, Living Area And Bedroom, Providing Excellent Additional Living Space And Potential For Rental Income. Enjoy A Large Pie-Shaped Backyard. The Main Floor Features Hardwood Flooring, Ceramic Flooring In The Front Entry And Kitchen, Oak Stairs, And Convenient Main-Floor Laundry With Direct Access To The Garage. Additional Highlights Include Metal Roofing And A Double-Door Entry. Prime Whitby Location Near Schools, Parks, Shopping, Restaurants, Public Transit And Everyday Amenities. Conveniently Located Near Brock St N & Rossland Rd E, With Easy Access To Whitby GO Station And Major Highways. A Great Opportunity For Families, Extended Families Or Buyers Looking For Additional Basement Living Potential!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,737.52/mo

Includes CMHC insurance ($25,763)

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5-yr fixed avg.

Principal: $831,060Interest: $564,433
Mortgage Amount$856,823
Total Interest$564,433
Est. Property Tax$654/mo
Total Cost$1,421,256

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Pringle Creek

Discover Pringle Creek

Pringle Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Pringle Creek

  • •Convenient location in Whitby
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Pringle Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Palomino Place, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$654
Insurance (est.)-$192
Net Cash Flow+$2,754

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $616/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitby.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Pringle Creek

I know Pringle Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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