45 Rodman Street, St. Catharines

Price: $679,900

3 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13765644

A beautifully reimagined century home where timeless character meets modern comfort." Where timeless character meets beautifully updated modern living. Welcome to this enchanting circa-1905 home in the heart of Downtown St. Catharines - a home that truly blends the charm of another era with the comfort and conveniences of today. From the moment you arrive, the inviting front porch sets the tone. Inside, you'll discover a warm and thoughtfully updated home filled with character, personality and beautiful finishes. Extensive renovations have transformed this historic property while preserving the sense of charm that makes a century home so special. At the heart of the home is the custom kitchen, designed for both everyday family life and entertaining. Fresh flooring, new carpeting, updated lighting, beautifully refreshed bathrooms, new vanities, fresh paint and newer appliances create a home that feels bright, comfortable and move-in ready. With 3 bedrooms, 2 1/2 bathrooms and a versatile additional flex room, there is room for everyone - whether you need a home office, creative space, guest area or simply a quiet retreat. The finished basement provides even more living space and flexibility. Step outside and the magic continues. Enjoy morning coffee or evening gatherings on the lovely front porch, relax beneath the gazebo, or make use of the detached garage/workshop with hydro - perfect for the hobbyist, craftsman or anyone who needs extra workspace. With parking for up to four vehicles, practicality is never sacrificed for charm. Major updates include a metal roof, newer furnace/AC, water heater, updated electrical, extensive interior renovations and more, offering the peace of mind of modern improvements alongside the character of a historic home. Walk to 3 schools This property backs onto the Terry Fox Trail, Walking distance to 3 schools, ( 1 public high school, 1 public JK to 8 and 1 JK to 8 Catholic School. Don't miss this opportunity.

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active

$679,900 - 45 Rodman Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 451 - Downtown

3Beds
3Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13765644
Property Type
Detached
Status
active
Days on Site
27
Bedrooms
3
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$3,426
Listing Brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Description

A beautifully reimagined century home where timeless character meets modern comfort." Where timeless character meets beautifully updated modern living. Welcome to this enchanting circa-1905 home in the heart of Downtown St. Catharines - a home that truly blends the charm of another era with the comfort and conveniences of today. From the moment you arrive, the inviting front porch sets the tone. Inside, you'll discover a warm and thoughtfully updated home filled with character, personality and beautiful finishes. Extensive renovations have transformed this historic property while preserving the sense of charm that makes a century home so special. At the heart of the home is the custom kitchen, designed for both everyday family life and entertaining. Fresh flooring, new carpeting, updated lighting, beautifully refreshed bathrooms, new vanities, fresh paint and newer appliances create a home that feels bright, comfortable and move-in ready. With 3 bedrooms, 2 1/2 bathrooms and a versatile additional flex room, there is room for everyone - whether you need a home office, creative space, guest area or simply a quiet retreat. The finished basement provides even more living space and flexibility. Step outside and the magic continues. Enjoy morning coffee or evening gatherings on the lovely front porch, relax beneath the gazebo, or make use of the detached garage/workshop with hydro - perfect for the hobbyist, craftsman or anyone who needs extra workspace. With parking for up to four vehicles, practicality is never sacrificed for charm. Major updates include a metal roof, newer furnace/AC, water heater, updated electrical, extensive interior renovations and more, offering the peace of mind of modern improvements alongside the character of a historic home. Walk to 3 schools This property backs onto the Terry Fox Trail, Walking distance to 3 schools, ( 1 public high school, 1 public JK to 8 and 1 JK to 8 Catholic School. Don't miss this opportunity.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,488.24/mo

Includes CMHC insurance ($18,969)

$
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5%10%50%

5-yr fixed avg.

Principal: $611,910Interest: $415,593
Mortgage Amount$630,879
Total Interest$415,593
Est. Property Tax$482/mo
Total Cost$1,046,472

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Rodman Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$482
Insurance (est.)-$142
Net Cash Flow+$2,176

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $618/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    45 Rodman Street, St. Catharines | $679,900 | Battaglia Team