450 Carlton Street Unit 3, St. Catharines

Price: $269,900

2 bedrooms, 1 bathrooms

800 sqft

Property Type: Condo

MLS#: X13855896

Welcome to this bright and well-maintained 2-bedroom, 1-bathroom condo offering comfortable, low-maintenance living. The functional layout features a spacious living area, a well-appointed kitchen, two good-sized bedrooms, and a full bathroom, with plenty of natural light throughout. Located in a convenient area close to everyday amenities, shopping, dining, parks, and transportation, this home offers an easy and connected lifestyle. Enjoy the convenience of one dedicated parking space and a private storage locker, with both the locker and laundry room located on the same floor as the unit for added ease and accessibility. The condo fee covers building maintenance, hydro, gas, water, and other common-area amenities, making monthly expenses simple and convenient. Whether you're a first-time buyer, downsizing, or looking for an investment property, this condo offers a practical combination of comfort, convenience, and value.

450 Carlton Street Unit 3 - Condo photo 1 of 18 in St. Catharines, Ontario
450 Carlton Street Unit 3 - Condo photo 2 of 18 in St. Catharines, Ontario
450 Carlton Street Unit 3 - Condo photo 3 of 18 in St. Catharines, Ontario
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active
New Listing
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$269,900 - 450 Carlton Street Unit 3, St. Catharines

Condo for Sale in St. Catharines

New — Listed 5 days ago

Neighbourhood: 445 - Facer

2Beds
1Baths
800Sq Ft
Condo

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Property Details
MLS Number
X13855896
Property Type
Condo
Status
active
Days on Site
5
Bedrooms
2
Bathrooms
1
Square Feet
800 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$1,915
Maintenance Fees
$572/mo
Locker
Owned
Exposure
South
Balcony
None
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Welcome to this bright and well-maintained 2-bedroom, 1-bathroom condo offering comfortable, low-maintenance living. The functional layout features a spacious living area, a well-appointed kitchen, two good-sized bedrooms, and a full bathroom, with plenty of natural light throughout. Located in a convenient area close to everyday amenities, shopping, dining, parks, and transportation, this home offers an easy and connected lifestyle. Enjoy the convenience of one dedicated parking space and a private storage locker, with both the locker and laundry room located on the same floor as the unit for added ease and accessibility. The condo fee covers building maintenance, hydro, gas, water, and other common-area amenities, making monthly expenses simple and convenient. Whether you're a first-time buyer, downsizing, or looking for an investment property, this condo offers a practical combination of comfort, convenience, and value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,384.73/mo

Includes CMHC insurance ($7,530)

$
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5%10%50%

5-yr fixed avg.

Principal: $242,910Interest: $164,978
Mortgage Amount$250,440
Total Interest$164,978
Est. Property Tax$191/mo
Total Cost$415,418

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 445 - Facer

Discover 445 - Facer

445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 445 - Facer

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

450 Carlton Street Unit 3, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
6.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$572
Property Tax (est.)-$191
Insurance (est.)-$56
Net Cash Flow+$1,381

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $337/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $572/month fees should cover building insurance, common elements, and reserve contributions.

Efficient Living

At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 445 - Facer

I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    450 Carlton Street Unit 3, St. Catharines | $269,900 | Battaglia Team