454 Centre Street Unit 402, Oshawa

Price: $318,000

2 bedrooms, 1 bathrooms

900 sqft

Property Type: Condo

MLS#: E13873876

Welcome to this spacious 2-bedroom condo in a convenient Oshawa location. Offering approximately 700-1,100 sq. ft., this well-laid-out suite features a bright living and dining area with walkout to an open balcony, an eat-in kitchen, two generously sized bedrooms, and a full 4-piece bathroom. Enjoy the convenience of ensuite laundry, an owned ensuite locker, and 1 underground parking space. Maintenance fees include heat, hydro, water, common elements, and parking. Building amenities include a sauna and security system, with pets permitted. Conveniently located close to transportation, shopping, everyday amenities, and downtown Oshawa. A great opportunity for first-time buyers, downsizers, or investors.

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active
New Listing

$318,000 - 454 Centre Street Unit 402, Oshawa

Condo for Sale in Oshawa

New — Listed today

Neighbourhood: Central

2Beds
1Baths
900Sq Ft
Condo

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Property Details
MLS Number
E13873876
Property Type
Condo
Status
active
Days on Site
0
Bedrooms
2
Bathrooms
1
Square Feet
900 sqft
Neighbourhood
Oshawa
Taxes (2025)
$1,692
Maintenance Fees
$850/mo
Locker
Ensuite+Owned
Exposure
East
Balcony
Open
Listing Brokerage
ROYAL LEPAGE SIGNATURE REALTY
Description

Welcome to this spacious 2-bedroom condo in a convenient Oshawa location. Offering approximately 700-1,100 sq. ft., this well-laid-out suite features a bright living and dining area with walkout to an open balcony, an eat-in kitchen, two generously sized bedrooms, and a full 4-piece bathroom. Enjoy the convenience of ensuite laundry, an owned ensuite locker, and 1 underground parking space. Maintenance fees include heat, hydro, water, common elements, and parking. Building amenities include a sauna and security system, with pets permitted. Conveniently located close to transportation, shopping, everyday amenities, and downtown Oshawa. A great opportunity for first-time buyers, downsizers, or investors.

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Estimate your monthly payments for this property

Estimated Payment

$1,631.50/mo

Includes CMHC insurance ($8,872)

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5-yr fixed avg.

Principal: $286,200Interest: $194,379
Mortgage Amount$295,072
Total Interest$194,379
Est. Property Tax$225/mo
Total Cost$489,451

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Central

Discover Central

Central is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Central

  • •Convenient location in Oshawa
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Central offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

454 Centre Street Unit 402, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,280/mo
Range: $1,938 - $2,622
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,280
Maintenance Fees-$850
Property Tax (est.)-$225
Insurance (est.)-$66
Net Cash Flow+$1,139

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $353/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $850/month fees should cover building insurance, common elements, and reserve contributions.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Central

I know Central well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    454 Centre Street Unit 402, Oshawa | $318,000 | Battaglia Team