476 Vine Street, St. Catharines

Price: $749,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13769894

Opportunity is Knocking for the person who is looking for a multi-purpose dwelling. The possibilities are endless. This well-maintained brick bungalow offers exceptional space, flexibility and functionality on a generous 70' x 158' corner lot. The main floor features 3 bedrooms, an inviting living/dining room with bay window and hardwood floors, and an updated eat-in kitchen showcasing white cabinetry & corner windows over a double sink. Two renovated bathrooms feature stylish glass shower doors, while the convenient entry/mudroom adds valuable everyday storage and function. The lower level offers excellent additional living space with a spacious bedroom, family room with gas fireplace, office with cut-glass French door, vinyl plank flooring and a side-door entrance providing potential for a future secondary living arrangement, subject to applicable approvals. High-efficiency gas furnace and central air provide year-round comfort. A standout feature is the impressive 2.5-car detached garage, measuring approximately 24' x 35'6", accessed from the low traffic side street. This deep garage is equipped with radiant tube heating, air compressor, its own electrical panel and attic storage, offering tremendous versatility for the hobbyist, tradesperson or those needing exceptional workspace and storage. The garage may also offer potential for future additional living space, subject to permits/approvals. Enjoy the outdoors with a large fenced side yard, privacy hedge, concrete patio and gazebo conveniently located near the kitchen which is ideal for easy outdoor dining and entertaining. An attached shed provides additional storage. Conveniently located close to numerous amenities, this property offers a rare combination of a substantial lot, versatile living space and an exceptional garage.

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active

$749,900 - 476 Vine Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 442 - Vine/Linwell

4Beds
2Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13769894
Property Type
Detached
Status
active
Days on Site
27
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2025)
$4,628
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Opportunity is Knocking for the person who is looking for a multi-purpose dwelling. The possibilities are endless. This well-maintained brick bungalow offers exceptional space, flexibility and functionality on a generous 70' x 158' corner lot. The main floor features 3 bedrooms, an inviting living/dining room with bay window and hardwood floors, and an updated eat-in kitchen showcasing white cabinetry & corner windows over a double sink. Two renovated bathrooms feature stylish glass shower doors, while the convenient entry/mudroom adds valuable everyday storage and function. The lower level offers excellent additional living space with a spacious bedroom, family room with gas fireplace, office with cut-glass French door, vinyl plank flooring and a side-door entrance providing potential for a future secondary living arrangement, subject to applicable approvals. High-efficiency gas furnace and central air provide year-round comfort. A standout feature is the impressive 2.5-car detached garage, measuring approximately 24' x 35'6", accessed from the low traffic side street. This deep garage is equipped with radiant tube heating, air compressor, its own electrical panel and attic storage, offering tremendous versatility for the hobbyist, tradesperson or those needing exceptional workspace and storage. The garage may also offer potential for future additional living space, subject to permits/approvals. Enjoy the outdoors with a large fenced side yard, privacy hedge, concrete patio and gazebo conveniently located near the kitchen which is ideal for easy outdoor dining and entertaining. An attached shed provides additional storage. Conveniently located close to numerous amenities, this property offers a rare combination of a substantial lot, versatile living space and an exceptional garage.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,847.38/mo

Includes CMHC insurance ($20,922)

$
$
5%10%50%

5-yr fixed avg.

Principal: $674,910Interest: $458,381
Mortgage Amount$695,832
Total Interest$458,381
Est. Property Tax$531/mo
Total Cost$1,154,213

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 442 - Vine/Linwell

Discover 442 - Vine/Linwell

442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 442 - Vine/Linwell

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

476 Vine Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$531
Insurance (est.)-$156
Net Cash Flow+$2,513

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1071/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 442 - Vine/Linwell

I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    476 Vine Street, St. Catharines | $749,900 | Battaglia Team