48 Francis Street, Hamilton

Price: $469,900

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X14112364

MOVE-IN READY, EXTENSIVELY RENOVATED & FULL OF STYLE! This beautifully updated 3-bedroom detached home delivers modern finishes, an open-concept layout and a private backyard in a convenient Central Hamilton location. With the main and second levels taken back to the studs, the home has been thoughtfully transformed for today's lifestyle. The bright, open-concept main floor features a spacious living area anchored by an electric fireplace with feature wall and mantel, a generous dining space, and a beautifully updated kitchen with ample cabinetry, quartz countertops, subway-tile backsplash and a large island with breakfast bar seating. Pot lights and carpet-free flooring continue throughout the main and upper levels. Upstairs are three well-sized bedrooms and an updated 4-piece bathroom. The lower level provides laundry and plenty of additional storage, along with potential for future finished living space. Outside, enjoy a private, fully fenced backyard with a brushed concrete patio-perfect for summer dining, entertaining and BBQs. Ideally located in a family-friendly neighbourhood just minutes from Hamilton General Hospital, the GO Station, everyday amenities and the shops, restaurants and vibrant arts scene of James Street North. A stylish, move-in-ready detached home in the heart of the city!

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active
New Listing

$469,900 - 48 Francis Street, Hamilton

Detached for Sale in Hamilton

New — Listed today

Neighbourhood: Industrial Sector

3Beds
1Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X14112364
Property Type
Detached
Status
active
Days on Site
0
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Taxes (2026)
$2,398
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

MOVE-IN READY, EXTENSIVELY RENOVATED & FULL OF STYLE! This beautifully updated 3-bedroom detached home delivers modern finishes, an open-concept layout and a private backyard in a convenient Central Hamilton location. With the main and second levels taken back to the studs, the home has been thoughtfully transformed for today's lifestyle. The bright, open-concept main floor features a spacious living area anchored by an electric fireplace with feature wall and mantel, a generous dining space, and a beautifully updated kitchen with ample cabinetry, quartz countertops, subway-tile backsplash and a large island with breakfast bar seating. Pot lights and carpet-free flooring continue throughout the main and upper levels. Upstairs are three well-sized bedrooms and an updated 4-piece bathroom. The lower level provides laundry and plenty of additional storage, along with potential for future finished living space. Outside, enjoy a private, fully fenced backyard with a brushed concrete patio-perfect for summer dining, entertaining and BBQs. Ideally located in a family-friendly neighbourhood just minutes from Hamilton General Hospital, the GO Station, everyday amenities and the shops, restaurants and vibrant arts scene of James Street North. A stylish, move-in-ready detached home in the heart of the city!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,410.83/mo

Includes CMHC insurance ($13,110)

$
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5%10%50%

5-yr fixed avg.

Principal: $422,910Interest: $287,229
Mortgage Amount$436,020
Total Interest$287,229
Est. Property Tax$333/mo
Total Cost$723,249

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Industrial Sector

Discover Industrial Sector

Industrial Sector is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Industrial Sector

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Industrial Sector offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

48 Francis Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$333
Insurance (est.)-$98
Net Cash Flow+$2,369

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $427/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Industrial Sector

I know Industrial Sector well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    48 Francis Street, Hamilton | $469,900 | Battaglia Team