486 Kirkwood Road, Kingston

Price: $574,900

5 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13176960

Welcome to 486 Kirkwood Avenue in Kingston's desirable Henderson Place - a beautifully updated detached home offering the perfect blend of flexibility, functionality, and modern living. With 5 bedrooms, 2 kitchens, and 2 separate laundry areas, this property is ideal for multi-generational families, investors, or buyers looking to offset their mortgage with an in-law suite setup. The bright and fully renovated main level features an open-concept layout with 3 spacious bedrooms, stylish modern finishes, updated flooring, fresh paint, and a functional kitchen designed for everyday living. Move-in ready from top to bottom, this space offers comfort and convenience with its own dedicated laundry. Downstairs, the fully finished lower level provides an impressive self-contained 2-bedroom in-law suite complete with a full kitchen, separate laundry, and spacious living area - offering true independence and privacy for extended family, guests, or potential rental income. Situated on a quiet, family-friendly street, this home also features an attached garage and a large backyard perfect for entertaining, gardening, or enjoying summer evenings with family and friends. Located in sought-after Henderson Place, you'll love being close to excellent schools, parks, shopping, restaurants, transit routes, and all the amenities Kingston has to offer. Whether you are searching for a smart investment, a mortgage helper, or a home that grows with your family, 486 Kirkwood Avenue delivers exceptional value and versatility in one of Kingston's most established neighbourhoods. Book your private showing today!

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$574,900 - 486 Kirkwood Road, Kingston

Detached for Sale in Kingston

44 days on market
5Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13176960
Property Type
Detached
Status
active
Days on Site
44
Bedrooms
5
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Lot Size
7,589 sqft
Listing Brokerage
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Description

Welcome to 486 Kirkwood Avenue in Kingston's desirable Henderson Place - a beautifully updated detached home offering the perfect blend of flexibility, functionality, and modern living. With 5 bedrooms, 2 kitchens, and 2 separate laundry areas, this property is ideal for multi-generational families, investors, or buyers looking to offset their mortgage with an in-law suite setup. The bright and fully renovated main level features an open-concept layout with 3 spacious bedrooms, stylish modern finishes, updated flooring, fresh paint, and a functional kitchen designed for everyday living. Move-in ready from top to bottom, this space offers comfort and convenience with its own dedicated laundry. Downstairs, the fully finished lower level provides an impressive self-contained 2-bedroom in-law suite complete with a full kitchen, separate laundry, and spacious living area - offering true independence and privacy for extended family, guests, or potential rental income. Situated on a quiet, family-friendly street, this home also features an attached garage and a large backyard perfect for entertaining, gardening, or enjoying summer evenings with family and friends. Located in sought-after Henderson Place, you'll love being close to excellent schools, parks, shopping, restaurants, transit routes, and all the amenities Kingston has to offer. Whether you are searching for a smart investment, a mortgage helper, or a home that grows with your family, 486 Kirkwood Avenue delivers exceptional value and versatility in one of Kingston's most established neighbourhoods. Book your private showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,949.53/mo

Includes CMHC insurance ($16,040)

$
$
5%10%50%

5-yr fixed avg.

Principal: $517,410Interest: $351,411
Mortgage Amount$533,450
Total Interest$351,411
Est. Property Tax$407/mo
Total Cost$884,860

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kingston

Discover Kingston

Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kingston

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

486 Kirkwood Road, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$407
Insurance (est.)-$120
Net Cash Flow+$3,073

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $821/sqft, this property is priced in line with current Kingston market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 44 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Kingston.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,395 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    486 Kirkwood Road, Kingston | $574,900 | Battaglia Team