495 Linwell Road Unit 1, St. Catharines

Price: $515,000

3 bedrooms, 3 bathrooms

1,200 sqft

Property Type: Condo

MLS#: X13477474

Welcome to 495 Linwell Road Unit 1, a spacious 3 bedroom, 3 bathroom end-unit condo townhome tucked within an intimate 6-unit complex in one of St. Catharines' desirable North End communities. Offering the perfect blend of comfort, space, and low-maintenance living, this home provides the feel and functionality of a traditional home with the ease of a condo lifestyle. The functional layout features generous living areas throughout, including a primary bedroom complete with its own private ensuite. Additional updates provide peace of mind, including a newer furnace (2024), A/C (2022), and dishwasher (2021). The finished basement offers additional versatile space, perfect for a rec room, home office, gym, playroom, or whatever best suits your needs. Step outside to enjoy your back patio and partially fenced yard, an ideal spot for relaxing, entertaining, or enjoying a little outdoor space of your own. Located in a quiet, established neighbourhood close to parks, schools, shopping, restaurants, walking trails, Sunset Beach, and everyday amenities, this boutique condo community offers a more private setting while still keeping you close to everything the North End has to offer. Whether you're entering the market, needing room to grow, simplifying your lifestyle, or searching for flexibility without sacrificing space, 495 Linwell Road Unit 1 is ready to welcome you home.

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$515,000 - 495 Linwell Road Unit 1, St. Catharines

Condo for Sale in St. Catharines

Popular Listing

Neighbourhood: 441 - Bunting/Linwell

3Beds
3Baths
1,200Sq Ft
Condo
Property Details
MLS Number
X13477474
Property Type
Condo
Status
active
Days on Site
13
Bedrooms
3
Bathrooms
3
Square Feet
1,200 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
West
Balcony
None
Listing Brokerage
EXP REALTY
Description

Welcome to 495 Linwell Road Unit 1, a spacious 3 bedroom, 3 bathroom end-unit condo townhome tucked within an intimate 6-unit complex in one of St. Catharines' desirable North End communities. Offering the perfect blend of comfort, space, and low-maintenance living, this home provides the feel and functionality of a traditional home with the ease of a condo lifestyle. The functional layout features generous living areas throughout, including a primary bedroom complete with its own private ensuite. Additional updates provide peace of mind, including a newer furnace (2024), A/C (2022), and dishwasher (2021). The finished basement offers additional versatile space, perfect for a rec room, home office, gym, playroom, or whatever best suits your needs. Step outside to enjoy your back patio and partially fenced yard, an ideal spot for relaxing, entertaining, or enjoying a little outdoor space of your own. Located in a quiet, established neighbourhood close to parks, schools, shopping, restaurants, walking trails, Sunset Beach, and everyday amenities, this boutique condo community offers a more private setting while still keeping you close to everything the North End has to offer. Whether you're entering the market, needing room to grow, simplifying your lifestyle, or searching for flexibility without sacrificing space, 495 Linwell Road Unit 1 is ready to welcome you home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,642.22/mo

Includes CMHC insurance ($14,369)

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5-yr fixed avg.

Principal: $463,500Interest: $314,797
Mortgage Amount$477,869
Total Interest$314,797
Est. Property Tax$365/mo
Total Cost$792,665

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 441 - Bunting/Linwell

Discover 441 - Bunting/Linwell

441 - Bunting/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 441 - Bunting/Linwell

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

441 - Bunting/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

495 Linwell Road Unit 1, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$780
Property Tax (est.)-$365
Insurance (est.)-$107
Net Cash Flow+$1,668

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $429/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 441 - Bunting/Linwell

I know 441 - Bunting/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,146 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    495 Linwell Road Unit 1, St. Catharines | $515,000 | Battaglia Team