5 Carn Castle Gate Unit 32, St. Catharines

Price: $1,279,000

4 bedrooms, 3 bathrooms

2,750 sqft

Property Type: Condo

MLS#: X13819246

YOUR PRIVATE PARKSIDE ESCAPE...Located in the sought-after Harbour Pointe Community, 32-5 Carn Castle Gate, St. Catharines is found tucked away in a peaceful, quiet enclave. Imagine having LAKE ONTARIO, Lakeside Park Beach, Port Dalhousie Pier Marina, Yacht Club restaurant, harbour, parks, waterfront trails, restaurants, and the unmistakable charm of Port Dalhousie w/all it has to offer, just a short stroll away. This impressive END UNIT boasts LAKE VIEWS, over 2,700 sq ft, 4 bedrooms & 3 baths, giving you exceptional space to live, entertain & unwind. Hardwood flows throughout the main level, where the kitchen features an island, brkfst bar, wall pantry, cooktop, BI oven & microwave, pot lights & undermount lighting. A separate dining area and inviting family room w/GAS FIREPLACE & WET BAR create plenty of room to gather, while a convenient MF BEDROOM (or den), 3-pc bath & laundry room w/inside entry from the attached garage add everyday ease. Updated staircase w/new railings lead to the second level, where you'll discover even more room to relax - spacious LOFT living room w/wet bar, enclosed SUNROOM w/LAKE VIEWS and overlooking the park, oversized windows providing abundant natural light, plus two updated SKYLIGHTS. Completing the upper level are three bedrooms, including the primary retreat featuring a walk-in closet and 4-pc ensuite w/HEATED FLOOR & towel rack, large WALK-IN shower, along w/an additional 4-pc bath. Downstairs, a generous RECREATION ROOM adds another place to escape, w/workshop and storage space nearby. Outdoors, enjoy a covered rear patio facing the park, plus access to the residents' private INGROUND POOL area. Condo fees include water, special Cogeco pricing, high speed internet, roof, snow removal & more. Enjoy morning walks by the water, a sunny boat cruise, dinner in the village, and relaxed weekends at the lake as part of everyday life. Some images virtually staged. CLICK ON MULTIMEDIA for video tour, drone photos & more.

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active

$1,279,000 - 5 Carn Castle Gate Unit 32, St. Catharines

Condo for Sale in St. Catharines

Popular Listing

Neighbourhood: 437 - Lakeshore

4Beds
3Baths
2,750Sq Ft
Condo

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Property Details
MLS Number
X13819246
Property Type
Condo
Status
active
Days on Site
14
Bedrooms
4
Bathrooms
3
Square Feet
2,750 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$11,716
Maintenance Fees
$1,011/mo
Locker
None
Exposure
North South
Balcony
None
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

YOUR PRIVATE PARKSIDE ESCAPE...Located in the sought-after Harbour Pointe Community, 32-5 Carn Castle Gate, St. Catharines is found tucked away in a peaceful, quiet enclave. Imagine having LAKE ONTARIO, Lakeside Park Beach, Port Dalhousie Pier Marina, Yacht Club restaurant, harbour, parks, waterfront trails, restaurants, and the unmistakable charm of Port Dalhousie w/all it has to offer, just a short stroll away. This impressive END UNIT boasts LAKE VIEWS, over 2,700 sq ft, 4 bedrooms & 3 baths, giving you exceptional space to live, entertain & unwind. Hardwood flows throughout the main level, where the kitchen features an island, brkfst bar, wall pantry, cooktop, BI oven & microwave, pot lights & undermount lighting. A separate dining area and inviting family room w/GAS FIREPLACE & WET BAR create plenty of room to gather, while a convenient MF BEDROOM (or den), 3-pc bath & laundry room w/inside entry from the attached garage add everyday ease. Updated staircase w/new railings lead to the second level, where you'll discover even more room to relax - spacious LOFT living room w/wet bar, enclosed SUNROOM w/LAKE VIEWS and overlooking the park, oversized windows providing abundant natural light, plus two updated SKYLIGHTS. Completing the upper level are three bedrooms, including the primary retreat featuring a walk-in closet and 4-pc ensuite w/HEATED FLOOR & towel rack, large WALK-IN shower, along w/an additional 4-pc bath. Downstairs, a generous RECREATION ROOM adds another place to escape, w/workshop and storage space nearby. Outdoors, enjoy a covered rear patio facing the park, plus access to the residents' private INGROUND POOL area. Condo fees include water, special Cogeco pricing, high speed internet, roof, snow removal & more. Enjoy morning walks by the water, a sunny boat cruise, dinner in the village, and relaxed weekends at the lake as part of everyday life. Some images virtually staged. CLICK ON MULTIMEDIA for video tour, drone photos & more.

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Estimated Payment

$5,657.45/mo

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5-yr fixed avg.

Principal: $1,023,200Interest: $674,035
Mortgage Amount$1,023,200
Total Interest$674,035
Est. Property Tax$906/mo
Total Cost$1,697,235

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 437 - Lakeshore

Discover 437 - Lakeshore

437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 437 - Lakeshore

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5 Carn Castle Gate Unit 32, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,560/mo
Range: $3,876 - $5,244
Cap Rate (ROI)
2.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$4,560
Maintenance Fees-$1,011
Property Tax (est.)-$906
Insurance (est.)-$266
Net Cash Flow+$2,377

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $465/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1011/month fees should cover building insurance, common elements, and reserve contributions.

Larger Home Realities

At 2,750 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 437 - Lakeshore

I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    5 Carn Castle Gate Unit 32 | $1,279,000 | Battaglia Team