$1,199,000 - 513 Centre Street, Whitby
Detached for Sale in Whitby
New — Listed 3 days agoNeighbourhood: Downtown Whitby
- MLS Number
- E13697448
- Property Type
- Detached
- Status
- active
- Days on Site
- 3
- Bedrooms
- 5
- Bathrooms
- 2
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- RE/MAX ROUGE RIVER REALTY LTD.
Welcome to 513 Centre St South! This remarkable Heritage Home has been lovingly maintained both inside & out. Much care has been given to honouring the classic charm & character, while subtly introducing modern updates over the years. Original craftsmanship has been preserved in the kitchen cabinetry, while being complimented with contemporary appliances, quartz counters & a coffee station. Enjoy gathering with family & friends in the spacious formal dining room off the kitchen. The expansive family room features a gas fireplace, alongside what could be utilized as an office nook or gaming space. The luxurious living room boasts another cozy fireplace, with meticulously refinished cabinetry adorning the adjacent sitting area. Upstairs you will be delighted to find 4 generously sized bedrooms each with hardwood flooring & crown moulding. The basement is perfectly finished with a massive rec room complete with yet another fireplace. The 5th bedroom would also serve well as a home office or home gym. The enormous laundry area offers additional storage space with room for a workshop. Step outside into what is truly a backyard oasis where you'll be surrounded by mature trees as you plunge into the pool, lounge in the hot tub or enjoy a picnic on the patio. Pool house has been restored & serves as useful outdoor storage. Conveniently nestled in the downtown core within walking distance to restaurants, pubs, shops, boutiques, medical buildings, main library, parks & top rated schools. Close to GO Station, 401 & bus routes for an easy commute. This exceptionally rare & very special home awaits you!
Estimate your monthly payments for this property
Estimated Payment
$5,303.58/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Downtown Whitby
Downtown Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Downtown Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Downtown Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
513 Centre Street, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $480/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitby.
About Downtown Whitby
I know Downtown Whitby well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,996 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.