5139 Halstead Beach Road Unit 485B, Hamilton Township

Price: $269,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13508686

Why settle for condo living when you could enjoy your own private yard, peaceful surroundings, and stunning Rice Lake sunsets? With land-lease fees of just $530 per month, this is an affordable alternative for those looking to simplify life without giving up the comforts of home. Welcome to your own slice of paradise near Rice Lake, where year-round adult living meets low-maintenance living. This charming 2-bedroom, 1-bath home is ideal for those looking to right-size, enjoy retirement, or simply embrace a quieter pace of life. Inside, the thoughtfully designed open-concept layout connects the living, dining, and kitchen areas into a warm and inviting space, complete with an electric fireplace for added comfort. The primary bedroom offers a peaceful retreat, while the second bedroom features built-in bunk beds, perfect for visiting grandchildren or overnight guests. The bright 3-piece bathroom includes a skylight, space-saving pocket doors, and a conveniently tucked-away washer/dryer combo. Forced-air propane heating and central air conditioning provide comfort throughout every season. Step outside onto your private deck and unwind as you watch spectacular sunsets over Rice Lake. The fully fenced yard offers room for gardening, pets, or simply enjoying your morning coffee in peace. With a nearby public boat launch, you'll have easy access to boating, fishing, and paddling whenever you choose. Located just 20 minutes from Port Hope, Cobourg, and Peterborough, this home offers the perfect balance of nature and convenience. If you've been thinking about leaving behind the maintenance and expense of traditional homeownership or condo living, this affordable, low-maintenance property lets you enjoy more freedom, more privacy, and a lifestyle that's all about making the most of each day.

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New Listing
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$269,900 - 5139 Halstead Beach Road Unit 485B, Hamilton Township

Detached for Sale in Hamilton Township

New — Listed 4 days ago

Neighbourhood: Rural Hamilton

2Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13508686
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton Township
Listing Brokerage
Coldwell Banker Electric Realty
Description

Why settle for condo living when you could enjoy your own private yard, peaceful surroundings, and stunning Rice Lake sunsets? With land-lease fees of just $530 per month, this is an affordable alternative for those looking to simplify life without giving up the comforts of home. Welcome to your own slice of paradise near Rice Lake, where year-round adult living meets low-maintenance living. This charming 2-bedroom, 1-bath home is ideal for those looking to right-size, enjoy retirement, or simply embrace a quieter pace of life. Inside, the thoughtfully designed open-concept layout connects the living, dining, and kitchen areas into a warm and inviting space, complete with an electric fireplace for added comfort. The primary bedroom offers a peaceful retreat, while the second bedroom features built-in bunk beds, perfect for visiting grandchildren or overnight guests. The bright 3-piece bathroom includes a skylight, space-saving pocket doors, and a conveniently tucked-away washer/dryer combo. Forced-air propane heating and central air conditioning provide comfort throughout every season. Step outside onto your private deck and unwind as you watch spectacular sunsets over Rice Lake. The fully fenced yard offers room for gardening, pets, or simply enjoying your morning coffee in peace. With a nearby public boat launch, you'll have easy access to boating, fishing, and paddling whenever you choose. Located just 20 minutes from Port Hope, Cobourg, and Peterborough, this home offers the perfect balance of nature and convenience. If you've been thinking about leaving behind the maintenance and expense of traditional homeownership or condo living, this affordable, low-maintenance property lets you enjoy more freedom, more privacy, and a lifestyle that's all about making the most of each day.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,384.73/mo

Includes CMHC insurance ($7,530)

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5-yr fixed avg.

Principal: $242,910Interest: $164,978
Mortgage Amount$250,440
Total Interest$164,978
Est. Property Tax$191/mo
Total Cost$415,418

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Hamilton

Discover Rural Hamilton

Rural Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Hamilton

  • Convenient location in Hamilton Township
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5139 Halstead Beach Road Unit 485B, Hamilton Township

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
9.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$191
Insurance (est.)-$56
Net Cash Flow+$2,153

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $386/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton Township's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton Township are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Rural Hamilton

I know Rural Hamilton well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    5139 Halstead Beach Road Unit 485B | $269,900 | Battaglia Team