529 Carlton Street, St. Catharines

Price: $579,900

2 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13852304

Discover your next home in North End St. Catharines. This amazing 2 + 2 bedroom, 2 bath backsplit has everything you have been looking for. Huge Living Room with Fireplace with Patio Doors leading to one of two patios. Bright kitchen and Dining room with skylight, upper level has large primary bedroom, second bedroom and four piece bath. Third level contains two more bedrooms with large windows, a den and three piece bath with potential to be made into In-law suite or secondary apartment. The lower level has an oversize rec room, laundry and storage. Outside the yard is a gardeners dream with a coy pond and many cozy secluded spots to enjoy the many trees and perennials. Storage shed is located at the back of the property and garage/workshop gives a handy person the perfect place to work. This home offers over 2400 sq ft of finished living space to enjoy and the best news is this home has never had a flood and a few years ago had a back check valve installed. It's Time to Make This Your Niagara Home.

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active
New Listing

$579,900 - 529 Carlton Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 6 days ago

Neighbourhood: 444 - Carlton/Bunting

2Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13852304
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
2
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2025)
$4,416
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC.
Description

Discover your next home in North End St. Catharines. This amazing 2 + 2 bedroom, 2 bath backsplit has everything you have been looking for. Huge Living Room with Fireplace with Patio Doors leading to one of two patios. Bright kitchen and Dining room with skylight, upper level has large primary bedroom, second bedroom and four piece bath. Third level contains two more bedrooms with large windows, a den and three piece bath with potential to be made into In-law suite or secondary apartment. The lower level has an oversize rec room, laundry and storage. Outside the yard is a gardeners dream with a coy pond and many cozy secluded spots to enjoy the many trees and perennials. Storage shed is located at the back of the property and garage/workshop gives a handy person the perfect place to work. This home offers over 2400 sq ft of finished living space to enjoy and the best news is this home has never had a flood and a few years ago had a back check valve installed. It's Time to Make This Your Niagara Home.

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Estimate your monthly payments for this property

Estimated Payment

$2,975.19/mo

Includes CMHC insurance ($16,179)

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5%10%50%

5-yr fixed avg.

Principal: $521,910Interest: $354,467
Mortgage Amount$538,089
Total Interest$354,467
Est. Property Tax$411/mo
Total Cost$892,556

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 444 - Carlton/Bunting

Discover 444 - Carlton/Bunting

444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 444 - Carlton/Bunting

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

529 Carlton Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$411
Insurance (est.)-$121
Net Cash Flow+$1,868

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $527/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

About 444 - Carlton/Bunting

I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,416 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    529 Carlton Street, St. Catharines | $579,900 | Battaglia Team