54 Crestcombe Road, St. Catharines

Price: $619,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13833936

Great Location Near Ridley College! This move-in-ready raised bungalow is tucked away on a quiet, non-through street in a central St. Catharines location, close to Ridley College, the new hospital, QEW, 406, shopping, dining and everyday amenities, with the GO Station within walking distance. The main floor features 3 bedrooms, a well-appointed kitchen with ample cupboard space and newer stainless steel appliances, an open pass-through to the formal dining room, and a bright living room with a large window. A 4-piece bathroom completes the main level. The lower level offers excellent additional living space with a 4th bedroom, second bathroom and large recreation room featuring a wood stove, plus a convenient walkout to the patio and backyard. The fully fenced backyard is perfect for enjoying the outdoors, with a double gate providing easy access for storing a boat, utility trailer or other recreational items. A generous patio area with hot tub and sun shade offers a great space for relaxing and entertaining, while the grassy area provides plenty of room for children, pets and outdoor activities. Numerous updates make this home easy to enjoy, including newer windows, newer flooring throughout, and a new furnace and heat pump installed in June 2023. An attached garage adds additional convenience and storage. Move right in and enjoy comfortable living in a quiet location with no front neighbours and close to Ridley College and all amenities.

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$619,900 - 54 Crestcombe Road, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 459 - Ridley

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13833936
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$4,588
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Great Location Near Ridley College! This move-in-ready raised bungalow is tucked away on a quiet, non-through street in a central St. Catharines location, close to Ridley College, the new hospital, QEW, 406, shopping, dining and everyday amenities, with the GO Station within walking distance. The main floor features 3 bedrooms, a well-appointed kitchen with ample cupboard space and newer stainless steel appliances, an open pass-through to the formal dining room, and a bright living room with a large window. A 4-piece bathroom completes the main level. The lower level offers excellent additional living space with a 4th bedroom, second bathroom and large recreation room featuring a wood stove, plus a convenient walkout to the patio and backyard. The fully fenced backyard is perfect for enjoying the outdoors, with a double gate providing easy access for storing a boat, utility trailer or other recreational items. A generous patio area with hot tub and sun shade offers a great space for relaxing and entertaining, while the grassy area provides plenty of room for children, pets and outdoor activities. Numerous updates make this home easy to enjoy, including newer windows, newer flooring throughout, and a new furnace and heat pump installed in June 2023. An attached garage adds additional convenience and storage. Move right in and enjoy comfortable living in a quiet location with no front neighbours and close to Ridley College and all amenities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,180.41/mo

Includes CMHC insurance ($17,295)

$
$
5%10%50%

5-yr fixed avg.

Principal: $557,910Interest: $378,917
Mortgage Amount$575,205
Total Interest$378,917
Est. Property Tax$439/mo
Total Cost$954,122

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 459 - Ridley

Discover 459 - Ridley

459 - Ridley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 459 - Ridley

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

459 - Ridley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

54 Crestcombe Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$439
Insurance (est.)-$129
Net Cash Flow+$2,632

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $564/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 459 - Ridley

I know 459 - Ridley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    54 Crestcombe Road, St. Catharines | $619,900 | Battaglia Team