544 Adelaide Avenue, Oshawa

Price: $899,000

6 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13411922

TURN KEY Property with endless possibilities for INVESTORS, 1ST TIME buyers & UPGRADE from condo (fees) to Freehold. Recently Renovated 3+3 Bedroom with 2 Kitchens & Separate entrance. High Rental Income-very less monthly Mortgage payments. Located in heart of Oshawa North. Just 2km from Trent University. Potential Tenant available year around. Massive 71.83 X 110 Ft Lot with TWO Private Driveway, TOTAL 9 parking spot. Enjoy detached garage & huge backyard perfect for entertaining or family fun. Located in a family-friendly neighbourhood. Exquisite eat in kitchen with granite countertops, new dishwasher(2025), new fridge with ice and water dispenser filtered(2025) & new stove(2025). Open concept living and dining rooms with crown molding. 3 well appointed bedrooms on main level & beautifully renovated(2023) bathroom with new full body shower, hardwood floors & crown molding. Separate entrance to LUXURY renovated(2023) lower level with 3 additional bedrooms, 3pc bathroom and spacious RAC room with pot lights, granite kitchen counter top, backsplash, all new windows & laminate flooring. Step outside to discover the spacious backyard with large deck perfect for entertaining for family & friends along with desirable & convenient neighbourhood & unmatched income potential. Upper level vacant from June 30,2026 and lower level willing to stay or move out. Buyer can get fully vacant property before closing. Furnace, AC, HVAC, humidifier, high efficiency air filtration, water filtration systems all owned. New garage door & frame with recently sealed driveway. Close To All Amenities, Shopping mall, schools, Minutes to 401, Schools, Public Transit & Parks. For 1ST TIME buyer & anyone want to UPGRADE-from RENTAL INCOME pay monthly mortgage payment, Live almost FREE. & for INVESTORS-can earn a lot from RENTAL INCOME. Really high potential Income generate property.

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$899,000 - 544 Adelaide Avenue, Oshawa

Detached for Sale in Oshawa

Neighbourhood: Stevenson

6Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13411922
Property Type
Detached
Status
active
Days on Site
30
Bedrooms
6
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
HOMELIFE/MIRACLE REALTY LTD
Description

TURN KEY Property with endless possibilities for INVESTORS, 1ST TIME buyers & UPGRADE from condo (fees) to Freehold. Recently Renovated 3+3 Bedroom with 2 Kitchens & Separate entrance. High Rental Income-very less monthly Mortgage payments. Located in heart of Oshawa North. Just 2km from Trent University. Potential Tenant available year around. Massive 71.83 X 110 Ft Lot with TWO Private Driveway, TOTAL 9 parking spot. Enjoy detached garage & huge backyard perfect for entertaining or family fun. Located in a family-friendly neighbourhood. Exquisite eat in kitchen with granite countertops, new dishwasher(2025), new fridge with ice and water dispenser filtered(2025) & new stove(2025). Open concept living and dining rooms with crown molding. 3 well appointed bedrooms on main level & beautifully renovated(2023) bathroom with new full body shower, hardwood floors & crown molding. Separate entrance to LUXURY renovated(2023) lower level with 3 additional bedrooms, 3pc bathroom and spacious RAC room with pot lights, granite kitchen counter top, backsplash, all new windows & laminate flooring. Step outside to discover the spacious backyard with large deck perfect for entertaining for family & friends along with desirable & convenient neighbourhood & unmatched income potential. Upper level vacant from June 30,2026 and lower level willing to stay or move out. Buyer can get fully vacant property before closing. Furnace, AC, HVAC, humidifier, high efficiency air filtration, water filtration systems all owned. New garage door & frame with recently sealed driveway. Close To All Amenities, Shopping mall, schools, Minutes to 401, Schools, Public Transit & Parks. For 1ST TIME buyer & anyone want to UPGRADE-from RENTAL INCOME pay monthly mortgage payment, Live almost FREE. & for INVESTORS-can earn a lot from RENTAL INCOME. Really high potential Income generate property.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,612.34/mo

Includes CMHC insurance ($25,082)

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5-yr fixed avg.

Principal: $809,100Interest: $549,519
Mortgage Amount$834,182
Total Interest$549,519
Est. Property Tax$637/mo
Total Cost$1,383,701

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Stevenson

Discover Stevenson

Stevenson is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Stevenson

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Stevenson offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

544 Adelaide Avenue, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$3,176

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $817/sqft, this property is priced in line with current Oshawa market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Oshawa.

About Stevenson

I know Stevenson well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,746 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    544 Adelaide Avenue, Oshawa | $899,000 | Battaglia Team