55 Richelieu Drive, St. Catharines

Price: $775,999

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13648812

Location, location, location!!!! Rarely offered detached all-brick bungalow with attached garage situated on a generous 70 x 120 ft lot backing directly onto Walkers Creek Park. Enjoy true backyard oasis with beautiful western sun-filled exposure, stunning views from the two-tier deck and above-ground pool, offering exceptional privacy, lush green space and the perfect setting for relaxing or entertaining. The open-concept main level features three generous bedrooms, beautifully renovated bathroom and spacious kitchen & dining area overlooking the backyard oasis with convenient walkout to the garden. The bright and inviting living room boasts large bay window, cozy wood-burning fireplace and open-concept layout that is perfect for both everyday living and entertaining. The lower level offers a spacious open-concept recreation room with bar area, updated 3-piece bathroom and convenient garden access-ideal for entertaining, extended family, or additional living space. Located in a park-lover's paradise, this home is surrounded by 3 parks, 3 playgrounds, a basketball court and 5 scenic trails, all within a 20-minute walk. Enjoy convenient access to green space and recreational amenities right in the neighbourhood, making this an exceptional place to call home.

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$775,999 - 55 Richelieu Drive, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 442 - Vine/Linwell

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13648812
Property Type
Detached
Status
active
Days on Site
17
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
SUTTON GROUP REALTY SYSTEMS INC.
Description

Location, location, location!!!! Rarely offered detached all-brick bungalow with attached garage situated on a generous 70 x 120 ft lot backing directly onto Walkers Creek Park. Enjoy true backyard oasis with beautiful western sun-filled exposure, stunning views from the two-tier deck and above-ground pool, offering exceptional privacy, lush green space and the perfect setting for relaxing or entertaining. The open-concept main level features three generous bedrooms, beautifully renovated bathroom and spacious kitchen & dining area overlooking the backyard oasis with convenient walkout to the garden. The bright and inviting living room boasts large bay window, cozy wood-burning fireplace and open-concept layout that is perfect for both everyday living and entertaining. The lower level offers a spacious open-concept recreation room with bar area, updated 3-piece bathroom and convenient garden access-ideal for entertaining, extended family, or additional living space. Located in a park-lover's paradise, this home is surrounded by 3 parks, 3 playgrounds, a basketball court and 5 scenic trails, all within a 20-minute walk. Enjoy convenient access to green space and recreational amenities right in the neighbourhood, making this an exceptional place to call home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,981.28/mo

Includes CMHC insurance ($21,650)

$
$
5%10%50%

5-yr fixed avg.

Principal: $698,399Interest: $474,334
Mortgage Amount$720,049
Total Interest$474,334
Est. Property Tax$550/mo
Total Cost$1,194,383

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 442 - Vine/Linwell

Discover 442 - Vine/Linwell

442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 442 - Vine/Linwell

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

55 Richelieu Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$550
Insurance (est.)-$162
Net Cash Flow+$2,088

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $705/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 442 - Vine/Linwell

I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,233 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    55 Richelieu Drive, St. Catharines | $775,999 | Battaglia Team