$689,900 - 56 Cumberland Avenue, Hamilton
Detached for Sale in Hamilton
Popular ListingNeighbourhood: St. Clair
- MLS Number
- X13477912
- Property Type
- Detached
- Status
- active
- Days on Site
- 14
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- RE/MAX REALTY SPECIALISTS INC.
Character, charm, and a corner lot that gives you something rare in this neighbourhood: space. Set on a prominent corner lot in one of Hamilton's most connected communities, this move-in ready century home offers the perfect blend of historic character and thoughtful updates. Unlike many homes in the area, the private driveway is tucked off a quiet rear side street, leaving the front and side yards free to enjoy. The result is exceptional curb appeal, a surprisingly spacious outdoor setting, and a side yard that feels like an extension of the home. Inside, you'll find a bright, welcoming layout with numerous updates already completed, including an updated kitchen, two renovated bathrooms, newer furnace, windows, attic insulation, electrical panel, appliances, roof, skylight, and more. Just move in and start enjoying the lifestyle this neighbourhood is known for. The detached garage offers far more than storage. Fully finished and serviced with power, it creates endless possibilities as a home office, studio, gym, workshop, games room, or the ultimate backyard entertaining space. An EV charging connection has already been installed for added convenience. Directly across the side street, Lifesavers park serves as a natural gathering place for neighbourhood residents, while the famous Bruce trail is steps away! Transit, shopping, hospitals, and schools make everyday living easy. Looking for future potential? The unfinished attic presents an exciting opportunity to create additional living space, while the basement offers room to expand and add value over time. This is the kind of home that's becoming increasingly difficult to find: character-filled, thoughtfully updated, loaded with potential, and situated on a lot that truly stands apart from the rest.
Estimate your monthly payments for this property
Estimated Payment
$3,539.54/mo
Includes CMHC insurance ($19,248)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Clair
St. Clair is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Clair
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Clair offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
56 Cumberland Avenue, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $627/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About St. Clair
I know St. Clair well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,875 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.