$649,900 - 581 Division Street, Kingston
Detached for Sale in Kingston
Neighbourhood: 22 - East of Sir John A. Blvd
- MLS Number
- X13446116
- Property Type
- Detached
- Status
- active
- Days on Site
- 25
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Kingston
- Listing Brokerage
- K B REALTY INC., BROKERAGE
Welcome to this exceptionally well-maintained all-brick bungalow in a central Kingston location, just a short walk to schools, parks, and downtown amenities. The main level features hardwood and ceramic flooring, newer windows, and bright, comfortable living spaces that feel instantly inviting. The updated open-concept kitchen flows seamlessly into the tastefully refreshed living room, creating a modern, cohesive space ideal for everyday living and entertaining. The fully finished lower level adds impressive flexibility, offering a spacious rec room and a dedicated area that previously operated as a home-based hair studio. With its separate spaces and adaptable layout, this level provides excellent potential for an in-law suite, a private guest area, or a multi-use workspace. Outside, the home continues to shine. The fully fenced backyard offers excellent privacy and includes a large wood patio with indoor/outdoor carpet, perfect for outdoor dining or quiet relaxation. A 10' x 12' steel gazebo creates a comfortable shaded seating area, while a separate BBQ gazebo keeps cooking sheltered in all seasons. A 12' x 9' storage shed provides ample room for tools and equipment, and the outdoor clothesline adds a touch of natural living. The classic covered front porch creates a warm, welcoming entry, and the paved driveway offers convenient parking. The lawn and gardens have been exceptionally well cared for, creating a private oasis right in the heart of the city - a rare find in such a central location. Move-in ready and centrally located, this home offers comfort, convenience, and long-term value in one of Kingston's most accessible neighbourhoods. Thoughtfully updated and designed for flexibility, it makes daily living easy - whether you're downsizing or simply looking for a home that adapts beautifully to your needs now and well into the future.
Estimate your monthly payments for this property
Estimated Payment
$3,334.32/mo
Includes CMHC insurance ($18,132)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 22 - East of Sir John A. Blvd
22 - East of Sir John A. Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 22 - East of Sir John A. Blvd
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
22 - East of Sir John A. Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
581 Division Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
About 22 - East of Sir John A. Blvd
I know 22 - East of Sir John A. Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.