$679,900 - 60 Oliver Street, Guelph
Detached for Sale in Guelph
New — Listed 4 days agoNeighbourhood: St. Patrick's Ward
- MLS Number
- X13692578
- Property Type
- Detached
- Status
- active
- Days on Site
- 4
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Guelph
- Listing Brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Welcome to 60 Oliver Street, a charming 1925 home tucked into Guelph's historic St. Patrick's Ward. Set on an oversized lot, this 3-bedroom, 2-bathroom home offers over 1,200 sq. ft. of living space and a rare combination of original character, thoughtful updates and an incredible backyard. A covered front porch provides the perfect spot for morning coffee before stepping inside, where tall trim, oak hardwood floors and the warmth of a century home carry throughout the main level. The spacious living and dining areas offer plenty of room to gather, while the functional kitchen features ample cabinetry, counter space and a centre island, flowing into additional flexible living space that can adapt as a home office, playroom, breakfast area or whatever suits your lifestyle. Upstairs you'll find three bedrooms and a beautifully updated bathroom (2022) featuring a freestanding tub, tiled feature wall and modern fixtures. Outside, the deep, fully fenced backyard offers an impressive amount of green space for kids, pets, gardening or entertaining, along with a storage shed and plenty of room to make it your own. Major improvements provide added peace of mind, including furnace (2023), electrical panel (2023), hot water tank (2024), waste stack plumbing (2022), sewer line (2022), most plumbing (2022), basement beam (2024), partial asphalt roof replacement (2022) and fresh paint throughout. All of this is in one of Guelph's most distinctive neighbourhoods, known for its historic character, walkable streets and strong sense of community, with easy access to Downtown Guelph, the Speed River, trails, parks and everyday amenities. With continued investment in the surrounding area, including improved cycling and pedestrian connections, York Road infrastructure upgrades and planned redevelopment bringing new green space, pathways and public gathering spaces to The Ward, this is an opportunity to own a character-filled home in a neighbourhood that continues to evolve.
Estimate your monthly payments for this property
Estimated Payment
$3,488.24/mo
Includes CMHC insurance ($18,969)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Patrick's Ward
St. Patrick's Ward is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Patrick's Ward
- •Convenient location in Guelph
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Patrick's Ward offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
60 Oliver Street, Guelph
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $618/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Guelph's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About St. Patrick's Ward
I know St. Patrick's Ward well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.