$839,000 - 609 Annapolis Avenue, Oshawa
Detached for Sale in Oshawa
New — Listed yesterdayNeighbourhood: McLaughlin
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- MLS Number
- E13869412
- Property Type
- Detached
- Status
- active
- Days on Site
- 1
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Oshawa
- Taxes (2026)
- $5,797
- Listing Brokerage
- PROPERTY.CA INC.
Welcome to 609 Annapolis Avenue, a spacious three-level sidesplit situated on an impressive 86.7 x 140 ft lot in Oshawa's established McLaughlin neighbourhood, near the Whitby border. This well-maintained three-bedroom home offers a functional, family-friendly layout with hardwood flooring, a bright living room with a large picture window and a separate dining area. The spacious living room features a vaulted ceiling, an oversized gas fireplace and a walkout to the backyard.The updated kitchen features newer appliances and a convenient pass-through overlooking the family room-perfect for entertaining and everyday family living. Upstairs, you'll find three comfortable bedrooms and an updated four-piece main bathroom. The finished lower level provides valuable additional living space with a recreation room, second gas fireplace, three-piece bathroom and a separate walk-up entrance to the backyard. With these existing features, the lower level offers excellent potential to be converted into abasement apartment, in-law suite or private living space. A large storage area also provides direct access to the garage. Outside, enjoy a private, hedge-lined backyard complete with a deck, mature perennial gardens and a storage shed. The attached garage and long private driveway provide parking for up to six vehicles. Ideally located close to schools, parks, public transit, Oshawa Centre and Highway 401. Notable improvements include a new roof completed in 2026, an updated kitchen and full interior painting completed in 2024, an updated main bathroom in 2019, newer kitchen appliances and washer and dryer installed in 2020, plus a rewired garage. A wonderful opportunity to own an updated family home with income potential on a rarely offered oversized lot.
Estimate your monthly payments for this property
Estimated Payment
$4,304.50/mo
Includes CMHC insurance ($23,408)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover McLaughlin
McLaughlin is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in McLaughlin
- •Convenient location in Oshawa
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
McLaughlin offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
609 Annapolis Avenue, Oshawa
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $559/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About McLaughlin
I know McLaughlin well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.





























