$1,450,000 - 628 Fleet Street Unit 2506, Downtown Toronto
Condo for Sale in Downtown Toronto
40 days on marketNeighbourhood: Niagara
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- MLS Number
- C13721960
- Property Type
- Condo
- Status
- active
- Days on Site
- 40
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,200 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2025)
- $5,433
- Maintenance Fees
- $1,035/mo
- Locker
- Owned
- Exposure
- South West
- Balcony
- Open
- Listing Brokerage
- HIGHGATE PROPERTY INVESTMENTS BROKERAGE INC.
Luxury Waterfront Living. Bright & Spacious 2+1, 2 Bath Corner Unit Boasting Over 1300+ SQFT. Breathtaking Unobstructed Views Of Lake Ontario, Billy Bishop & The City. Premium & Modern Finishes Throughout. Open Concept Floorplan. Spacious Living & Dining Rooms Featuring Wide-Plank Laminate Flooring, Large Wall-to-Wall Windows & Walk-Out To 2 Balconies. Modern Kitchen Includes Pot Lights, Backsplash, Centre Island With Storage, Stainless Steel Appliances & Stone Countertops. Separate Room Den With Double-Door Entry - Perfect As A 3rd Bedroom! Primary Retreat Includes Large Windows With Views Of The Lake, Walk-In Closet & 3PC Ensuite Featuring Extended Vanity, Wall-To-Wall Mirror, Stand-Up Tiled Shower With Frameless Glass Enclosure. Well Maintained & Move-In Ready! Sought After Location. Minutes to: CNE, Billy Bishop, Martin Goodman Trail, TTC & Transit, Coronation Park, Centre Island, Restaurants, Groceries (Loblaws, Shoppers Drug Mart, LCBO) & The Gardiner. Walk to King St, West Queen West, Trinity Bellwoods, Liberty Village, Harbourfront, The Well. TTC stop at the front door with 511 and 509 to subway stations. Facilities include indoor gym, indoor swimming pool, BBQ, party room, theatre room. 1 undergound parking space and 2 lockers.
Estimate your monthly payments for this property
Estimated Payment
$6,413.84/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Niagara
Niagara is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Niagara
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Niagara offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
628 Fleet Street Unit 2506, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1208/sqft, this property is priced above the Downtown Toronto average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Market Position
At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1035/month fees should cover building insurance, common elements, and reserve contributions.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Niagara
I know Niagara well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,042 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.