$995,000 - 63 Birch Street, Cambridge
Multi-Family for Sale in Cambridge
- MLS Number
- X13647484
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 17
- Bedrooms
- 8
- Bathrooms
- 3
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- RE/MAX ICON REALTY
Welcome to this captivating and beautiful stone home, radiating timeless character in a quiet, highly desirable East Galt neighbourhood. This prime location is just a short, scenic stroll from the Grand River, a vibrant historic downtown, excellent schools, lush parks, and winding nature trails. Unrivalled versatility defines this property, with more than a quarter-acre lot. Currently configured as a duplex, it serves as the ultimate multi-generational haven or an income-generating mortgage helper. Alternatively, it can easily revert into a grand single-family estate, complete with a massive upper-level primary suite or a private suite for the young adult still living at home. Inside, historic charm seamlessly blends with modern comfort. You are greeted by rich hardwood flooring, detailed trim, elegant crown moulding, pocket doors and exquisite custom woodwork, all beautifully anchored by a breathtaking exposed stone accent wall that tells a story of craftsmanship. The main level offers an expansive layout featuring three bright bedrooms, a large formal dining room perfect for hosting dinners, and an inviting living room filled with natural light. The chef's kitchen is beautifully appointed with premium granite countertops, a gas cooktop, a built-in wall oven, and abundant cabinetry. Just steps from the kitchen, a charming covered front porch provides a peaceful spot for your morning coffee or evening relaxation. The true crown jewel of the home is the show-stopping family room. Loaded with rustic warmth. This expansive space is tailor-made for entertaining. Elegant French doors sweep open to a lovely interlocking brick patio and a massive backyard oasis-a rare find with open green space for kids and pets to play. For the hobbyist, contractor, or car enthusiast, the large L-shaped detached garage/ shop/ man cave is a dream come true. Plenty of parking available both in the garage and driveway. Book your private showing to experience this rare gem first-hand.
Estimate your monthly payments for this property
Estimated Payment
$5,104.87/mo
Includes CMHC insurance ($27,761)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
63 Birch Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $398/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Excellent Flexibility
With 8 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Cambridge.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,146 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.