$810,000 - 63 Harcove Street, St. Catharines
Detached for Sale in St. Catharines
New — Listed 5 days agoNeighbourhood: 442 - Vine/Linwell
- MLS Number
- X13690630
- Property Type
- Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- EXP REALTY
If location and an updated, modern design are what you're looking for, your search is over! Perfectly situated in the highly sought-after North End of St. Catharines, this beautifully remodelled raised bungalow has your name written all over it.Completely redesigned top to bottom with both style and convenience in mind, this home offers a modern open-concept main floor featuring three bedrooms and a spacious layout that is ideal for everyday family living and entertaining. The Quartz counter and island are perfect for keeping guests entertained and involved; heck there is even a waterfall island to complete the look!One of the greatest advantages of a raised bungalow is the lower level-and this home truly takes advantage of it. Numerous oversized windows flood the lower level with natural light, creating a bright, inviting space that feels more like a main floor than a basement. This portion of the home boasts an additional expansive living area featuring a very cool bioethanol fireplace, separate bedroom and full bathroom, the possibilities are endless. Perfect for a growing or extended family, guests, a home office, recreation space, or potential income opportunities.Adding even more value is the incredible oversized 18 x 30 foot detached garage with a 60 amp panel and natural gas line, offering exceptional versatility for the hobbyist, car enthusiast, contractor, or anyone needing additional storage and workspace.Combine an exceptional North End location, extensive updates, versatile living space and a remarkable detached garage, and you have a home that truly stands out. This one is a must-see!
Estimate your monthly payments for this property
Estimated Payment
$4,155.72/mo
Includes CMHC insurance ($22,599)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 442 - Vine/Linwell
442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 442 - Vine/Linwell
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
63 Harcove Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $736/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 442 - Vine/Linwell
I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.