$690,500 - 630 Lawrence Street, Cambridge
Detached for Sale in Cambridge
40 days on market- MLS Number
- X13563290
- Property Type
- Detached
- Status
- active
- Days on Site
- 40
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- RE/MAX TWIN CITY REALTY INC.
Welcome to this timeless century home, built in 1914, where classic character meets thoughtful modern updates. Offering 1,785 sq. ft. of above-grade living space, this charming 3-bedroom, 1.5-bathroom home is nestled in a mature, family-friendly neighbourhood close to schools, parks, and public transit. From the moment you arrive, you'll appreciate the inviting curb appeal, highlighted by a welcoming covered front porch. Step inside to a spacious foyer where a stunning original wood staircase showcases the craftsmanship and charm that make century homes so special. The bright and spacious living room offers the perfect place for family and friends to gather, while the formal dining room features beautiful original built-in cabinetry and elegant wainscoting. The updated kitchen provides plenty of counter space, a gas stove, and a lovely view of the backyard. Conveniently located off the kitchen is access to both the backyard and basement, where you'll find abundant storage, a spacious laundry area, and a two-piece bathroom. Enjoy the spacious, fully fenced backyard, perfect for children, pets, gardening, or entertaining. Upstairs offers three generous bedrooms, a four-piece bathroom, and access to the unfinished attic a blank canvas ready to become additional living space, a home office, or a private retreat. The long driveway comfortably accommodates up to three vehicles. Major updates include a fully updated electrical system (2021), metal roof (2021), fascia and eavestroughs (2021), and furnace (2022), providing peace of mind for years to come. Blending the timeless elegance of a century home with modern functionality, this beautifully maintained property is ready to welcome its next family.
Estimate your monthly payments for this property
Estimated Payment
$3,542.62/mo
Includes CMHC insurance ($19,265)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
630 Lawrence Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $345/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,877 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.