6304 Finlay Avenue, Niagara Falls

Price: $574,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13708758

PRIME NIAGARA FALLS LOCATION! Welcome to 6304 Finlay Avenue, a charming 1.5-storey detached home ideally located just minutes from Niagara Falls' world-famous attractions, entertainment, restaurants and more. Situated on an impressive 75' x 40' lot, this property offers excellent potential for homeowners, investors or those looking to own in the heart of Niagara Falls. The home features 4 bedrooms, 2 baths and a finished basement with separate entrance, providing plenty of space and flexibility for a growing family or investment-minded buyer. The generous lot offers ample outdoor space and exciting future possibilities. With its fantastic location, oversized frontage and versatile layout, this property presents an excellent opportunity.

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active

$574,900 - 6304 Finlay Avenue, Niagara Falls

Detached for Sale in Niagara Falls

44 days on market

Neighbourhood: 216 - Dorchester

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
X13708758
Property Type
Detached
Status
active
Days on Site
44
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Niagara Falls
Taxes (2026)
$3,148
Listing Brokerage
EXP REALTY
Description

PRIME NIAGARA FALLS LOCATION! Welcome to 6304 Finlay Avenue, a charming 1.5-storey detached home ideally located just minutes from Niagara Falls' world-famous attractions, entertainment, restaurants and more. Situated on an impressive 75' x 40' lot, this property offers excellent potential for homeowners, investors or those looking to own in the heart of Niagara Falls. The home features 4 bedrooms, 2 baths and a finished basement with separate entrance, providing plenty of space and flexibility for a growing family or investment-minded buyer. The generous lot offers ample outdoor space and exciting future possibilities. With its fantastic location, oversized frontage and versatile layout, this property presents an excellent opportunity.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,949.53/mo

Includes CMHC insurance ($16,040)

$
$
5%10%50%

5-yr fixed avg.

Principal: $517,410Interest: $351,411
Mortgage Amount$533,450
Total Interest$351,411
Est. Property Tax$407/mo
Total Cost$884,860

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 216 - Dorchester

Discover 216 - Dorchester

216 - Dorchester is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 216 - Dorchester

  • •Convenient location in Niagara Falls
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

216 - Dorchester offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

6304 Finlay Avenue, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$407
Insurance (est.)-$120
Net Cash Flow+$2,673

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $523/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 44 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Niagara Falls. Good resale value as demand remains consistent.

About 216 - Dorchester

I know 216 - Dorchester well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,395 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    6304 Finlay Avenue, Niagara Falls | $574,900 | Battaglia Team