$859,900 - 631 Lockhart Road, Innisfil
Detached for Sale in Innisfil
Neighbourhood: Rural Innisfil
- MLS Number
- N13610618
- Property Type
- Detached
- Status
- active
- Days on Site
- 27
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Innisfil
- Listing Brokerage
- RE/MAX HALLMARK CHAY REALTY
Pride Of Ownership! Well Maintained & Thoughtfully Upgraded Throughout! Cozy Raised Bungalow Nestled On Private 0.57 Acred Lot Surrounded By Mature Trees In Sought After Innisfil! Main Level Features Open Concept Layout With Vinyl Flooring (2026), Large Windows, & Is Conveniently Combined With the Dining Room For Seamless Hosting On Any Occasion! Eat-In Galley Kitchen Boasts Stainless Steel Appliances (2024), Granite Countertops, A Breakfast Area & Walk-Out To The Backyard Composite Deck (2026) Perfect For Enjoying A Summer BBQ Or Relaxing On A Warm Day! Convenient Main Level Primary Bedroom With Large Closet, & Newly Updated 4 Piece Semi Ensuite With New Tile Flooring, Double Vanities & Walk-In Shower! (2026). Second Bedroom With Closet Space & Large Windows Allowing Lots Of Natural Sunlight To Shine Through. Fully Finished Lower Level Features Open Concept Rec Room With Broadloom Flooring & Napoleon Gas Fireplace, Creating A Great Second Space To Host Or Hangout With Friends & Family. Plus Additional Bedroom Is Perfect For Guests To Stay. Huge Backyard Is Filled With Green Space For Kids To Play Or Your Own Blank Canvas With Lots Of Space To Design With Landscaping Throughout! Double Car Extra Wide Garage With Drive-Thru To Backyard! Plus An Additional Garden Shed For All Your Storage! Recent Upgrades Include: Vinyl Flooring (2026), Broadloom Flooring (2024), Gas Generator (2024), Fridge & Stove (2024), Washer (2026), Dryer (2023), New Well Pump (2026) & Softener (2024), Furnace (2024), Deck (2026), Bathroom Renovation (2026)! Ideal Location Minutes To Lake Simcoe, Parks, Marinas, Boat Launches, Golf Courses & Walking Trails For Everyone To Enjoy! Plus Short Drive To All Major Amenities Including Groceries, Schools, Shopping, GO! Transit, Highway 400, & More! All That's Left To Do Is Move In!
Estimate your monthly payments for this property
Estimated Payment
$4,411.73/mo
Includes CMHC insurance ($23,991)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Rural Innisfil
Rural Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Rural Innisfil
- •Convenient location in Innisfil
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Rural Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
631 Lockhart Road, Innisfil
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $782/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Rural Innisfil
I know Rural Innisfil well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.