633 Fleet Street, Kingston

Price: $565,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13095530

This charming 3-bedroom, 1.5-bath home is sure to impress. Nestled on a large, private corner lot, with stunning 18x36 heated kidney-shaped pool within backyard oasis -- perfect for relaxing or entertaining all summer long. Inside, the home is move-in ready and thoughtfully updated with newer windows and doors. The spacious living room offers hardwood flooring beneath the carpet, while the bright, open-concept white kitchen features an eating bar and flows seamlessly into the dining area, complete with patio doors leading to the BBQ deck. The main level also includes a convenient 2-piece bath and a generous family room with a cozy gas fireplace and walkout access to the pool area. Downstairs, you'll find a finished rec room along with laundry, storage, and utility space. Upstairs offers three well-sized bedrooms-plenty of room for the whole family. Ideally located within walking distance to schools, parks, and public transit.

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$565,000 - 633 Fleet Street, Kingston

Detached for Sale in Kingston

64 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13095530
Property Type
Detached
Status
active
Days on Site
64
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
HOMETOWN REALTY KINGSTON CORP., BROKERAGE
Description

This charming 3-bedroom, 1.5-bath home is sure to impress. Nestled on a large, private corner lot, with stunning 18x36 heated kidney-shaped pool within backyard oasis -- perfect for relaxing or entertaining all summer long. Inside, the home is move-in ready and thoughtfully updated with newer windows and doors. The spacious living room offers hardwood flooring beneath the carpet, while the bright, open-concept white kitchen features an eating bar and flows seamlessly into the dining area, complete with patio doors leading to the BBQ deck. The main level also includes a convenient 2-piece bath and a generous family room with a cozy gas fireplace and walkout access to the pool area. Downstairs, you'll find a finished rec room along with laundry, storage, and utility space. Upstairs offers three well-sized bedrooms-plenty of room for the whole family. Ideally located within walking distance to schools, parks, and public transit.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,898.74/mo

Includes CMHC insurance ($15,764)

$
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5%10%50%

5-yr fixed avg.

Principal: $508,500Interest: $345,359
Mortgage Amount$524,264
Total Interest$345,359
Est. Property Tax$400/mo
Total Cost$869,623

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kingston

Discover Kingston

Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kingston

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

633 Fleet Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$400
Insurance (est.)-$118
Net Cash Flow+$2,282

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $514/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 64 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,354 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    633 Fleet Street, Kingston | $565,000 | Battaglia Team