635 Victoria Street, Kingston

Price: $485,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X13419306

Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.

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$485,000 - 635 Victoria Street, Kingston

Multi-Family for Sale in Kingston

31 days on market

Neighbourhood: 22 - East of Sir John A. Blvd

4Beds
2Baths
1,100 - 1,499Sq Ft
Multi-Family
Property Details
MLS Number
X13419306
Property Type
Multi-Family
Status
active
Days on Site
31
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,488.30/mo

Includes CMHC insurance ($13,532)

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5-yr fixed avg.

Principal: $436,500Interest: $296,459
Mortgage Amount$450,032
Total Interest$296,459
Est. Property Tax$344/mo
Total Cost$746,490

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 22 - East of Sir John A. Blvd

Discover 22 - East of Sir John A. Blvd

22 - East of Sir John A. Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 22 - East of Sir John A. Blvd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

22 - East of Sir John A. Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

635 Victoria Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.8%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$344
Insurance (est.)-$101
Net Cash Flow+$2,755

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $441/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 22 - East of Sir John A. Blvd

I know 22 - East of Sir John A. Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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