65 St. Mary Street Unit 1201, Toronto C01

Price: $460,000

1 bedrooms, 1 bathrooms

500 sqft

Property Type: Condo

MLS#: C13491466

Welcome to luxury living at U Condos in the heart of downtown Toronto! This bright and modern suite at 65 St. Mary Street offers an unbeatable Bay & Bloor location just steps to the University of Toronto, Yorkville, TTC subway stations, restaurants, cafés, shopping, hospitals, and more. Featuring a functional open-concept layout, sleek modern kitchen with quartz counters, floor-to-ceiling windows, and a spacious balcony with stunning city views. Residents enjoy world-class amenities including a fitness centre, rooftop terrace, party room, yoga studio, library, concierge service, and visitor parking. Perfect for professionals, students, investors, or anyone looking to enjoy upscale downtown living in one of Toronto's most sought-after communities!

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$460,000 - 65 St. Mary Street Unit 1201, Downtown Toronto

Condo for Sale in Downtown Toronto

Popular Listing

Neighbourhood: Bay Street Corridor

1Beds
1Baths
500Sq Ft
Condo
Property Details
MLS Number
C13491466
Property Type
Condo
Status
active
Days on Site
11
Bedrooms
1
Bathrooms
1
Square Feet
500 sqft
Neighbourhood
Downtown Toronto / Waterfront
Locker
None
Exposure
East
Balcony
Open
Listing Brokerage
RE/MAX METROPOLIS REALTY
Description

Welcome to luxury living at U Condos in the heart of downtown Toronto! This bright and modern suite at 65 St. Mary Street offers an unbeatable Bay & Bloor location just steps to the University of Toronto, Yorkville, TTC subway stations, restaurants, cafés, shopping, hospitals, and more. Featuring a functional open-concept layout, sleek modern kitchen with quartz counters, floor-to-ceiling windows, and a spacious balcony with stunning city views. Residents enjoy world-class amenities including a fitness centre, rooftop terrace, party room, yoga studio, library, concierge service, and visitor parking. Perfect for professionals, students, investors, or anyone looking to enjoy upscale downtown living in one of Toronto's most sought-after communities!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,360.04/mo

Includes CMHC insurance ($12,834)

$
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5%10%50%

5-yr fixed avg.

Principal: $414,000Interest: $281,178
Mortgage Amount$426,834
Total Interest$281,178
Est. Property Tax$326/mo
Total Cost$708,012

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Bay Street Corridor

Discover Bay Street Corridor

Bay Street Corridor is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Bay Street Corridor

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Bay Street Corridor offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

65 St. Mary Street Unit 1201, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,800/mo
Range: $1,530 - $2,070
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$1,800
Maintenance Fees-$325
Property Tax (est.)-$326
Insurance (est.)-$96
Net Cash Flow+$1,053

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $920/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 500 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Bay Street Corridor

I know Bay Street Corridor well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    65 St. Mary Street Unit 1201 | $460,000 | Battaglia Team