66 Bay Street Unit 106, Hamilton

Price: $569,900

2 bedrooms, 2 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13726034

One-of-a-kind loft with soaring 21-foot ceilings! A rare opportunity to own a truly unique 1784 sqft condo/loft in the heart of one of Ontario's fastest-growing cities. This artistically designed space features 2 bedrooms, 2 full bathrooms, and a spacious walk-in closet in the primary suite. The open-concept layout seamlessly blends living, dining, and kitchen areas, all enhanced by polished concrete floors, exposed concrete pillars, and an industrial-chic aesthetic. The second-floor live/work loft provides the perfect home office or creative space, offering inspiring views overlooking City Hall and Hamilton's vibrant downtown core. Enjoy the convenience of walking distance to restaurants, shops, transit, and all urban amenities-the ultimate downtown lifestyle. This exceptional unit includes 1 parking space and a big locker, ideal for extra storage. A truly special home that will impress even the most discerning buyer. Book your showing today!

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$569,900 - 66 Bay Street Unit 106, Hamilton

Condo for Sale in Hamilton

38 days on market

Neighbourhood: Durand

2Beds
2Baths
1,600Sq Ft
Condo

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13726034
Property Type
Condo
Status
active
Days on Site
38
Bedrooms
2
Bathrooms
2
Square Feet
1,600 sqft
Neighbourhood
Hamilton
Taxes (2026)
$5,180
Maintenance Fees
$1,463/mo
Locker
Owned
Exposure
East
Balcony
None
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

One-of-a-kind loft with soaring 21-foot ceilings! A rare opportunity to own a truly unique 1784 sqft condo/loft in the heart of one of Ontario's fastest-growing cities. This artistically designed space features 2 bedrooms, 2 full bathrooms, and a spacious walk-in closet in the primary suite. The open-concept layout seamlessly blends living, dining, and kitchen areas, all enhanced by polished concrete floors, exposed concrete pillars, and an industrial-chic aesthetic. The second-floor live/work loft provides the perfect home office or creative space, offering inspiring views overlooking City Hall and Hamilton's vibrant downtown core. Enjoy the convenience of walking distance to restaurants, shops, transit, and all urban amenities-the ultimate downtown lifestyle. This exceptional unit includes 1 parking space and a big locker, ideal for extra storage. A truly special home that will impress even the most discerning buyer. Book your showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,923.88/mo

Includes CMHC insurance ($15,900)

$
$
5%10%50%

5-yr fixed avg.

Principal: $512,910Interest: $348,355
Mortgage Amount$528,810
Total Interest$348,355
Est. Property Tax$404/mo
Total Cost$877,165

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Durand

Discover Durand

Durand is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Durand

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Durand offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

66 Bay Street Unit 106, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,840/mo
Range: $2,414 - $3,266
Cap Rate (ROI)
1.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,840
Maintenance Fees-$1,463
Property Tax (est.)-$404
Insurance (est.)-$119
Net Cash Flow+$854

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $356/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 38 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1463/month fees should cover building insurance, common elements, and reserve contributions.

About Durand

I know Durand well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    66 Bay Street Unit 106, Hamilton | $569,900 | Battaglia Team