665 RIDGE Road, Hamilton

Price: $1,249,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13608340

Perched atop the Niagara Escarpment on prestigious Ridge Road, this extraordinary 1848 stone home features a rare opportunity to own a piece of local history with breathtaking panoramic views of the Hamilton skyline and Lake Ontario. Set on nearly half an acre, this beautifully restored century home blends timeless craftsmanship with exceptional modern updates. Featuring 3 bedrooms, 2 bathrooms and a detached garage, the home showcases exposed stone walls, rich natural wood finishes, original architectural details, and an inviting warmth that simply cannot be recreated. Every renovation has been thoughtfully completed to preserve the home's historic charm while providing the comfort and efficiency of modern living. Extensive updates include electrical, plumbing, furnace, central air conditioning, windows, well, metal roof, siding, septic system, deck, beautifully renovated kitchen, heated bathroom floors, and a stunning primary suite with private ensuite. Wake up to spectacular sunrises over the city, enjoy your morning coffee overlooking Lake Ontario, or unwind in the peaceful backyard surrounded by nature. Whether entertaining guests or enjoying a quiet evening at home, the views are unforgettable from nearly every angle. Historic stone homes in locations like this are exceptionally rare. Combining nearly 180 years of character, extensive turnkey renovations, stunning escarpment views, and one of the area's ideal settings, this is far more than a home, it's a lifestyle. Experience Ridge Road living at its absolute finest.

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$1,249,900 - 665 RIDGE Road, Hamilton

Detached for Sale in Hamilton

Neighbourhood: Rural Stoney Creek

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13608340
Property Type
Detached
Status
active
Days on Site
27
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Perched atop the Niagara Escarpment on prestigious Ridge Road, this extraordinary 1848 stone home features a rare opportunity to own a piece of local history with breathtaking panoramic views of the Hamilton skyline and Lake Ontario. Set on nearly half an acre, this beautifully restored century home blends timeless craftsmanship with exceptional modern updates. Featuring 3 bedrooms, 2 bathrooms and a detached garage, the home showcases exposed stone walls, rich natural wood finishes, original architectural details, and an inviting warmth that simply cannot be recreated. Every renovation has been thoughtfully completed to preserve the home's historic charm while providing the comfort and efficiency of modern living. Extensive updates include electrical, plumbing, furnace, central air conditioning, windows, well, metal roof, siding, septic system, deck, beautifully renovated kitchen, heated bathroom floors, and a stunning primary suite with private ensuite. Wake up to spectacular sunrises over the city, enjoy your morning coffee overlooking Lake Ontario, or unwind in the peaceful backyard surrounded by nature. Whether entertaining guests or enjoying a quiet evening at home, the views are unforgettable from nearly every angle. Historic stone homes in locations like this are exceptionally rare. Combining nearly 180 years of character, extensive turnkey renovations, stunning escarpment views, and one of the area's ideal settings, this is far more than a home, it's a lifestyle. Experience Ridge Road living at its absolute finest.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,528.73/mo

$
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5%20%50%

5-yr fixed avg.

Principal: $999,920Interest: $658,699
Mortgage Amount$999,920
Total Interest$658,699
Est. Property Tax$885/mo
Total Cost$1,658,619

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: Rural Stoney Creek

Discover Rural Stoney Creek

Rural Stoney Creek is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Stoney Creek

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Stoney Creek offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

665 RIDGE Road, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
1.6%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$885
Insurance (est.)-$260
Net Cash Flow+$1,655

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1136/sqft, this property is priced in line with current Hamilton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Rural Stoney Creek

I know Rural Stoney Creek well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    665 RIDGE Road, Hamilton | $1,249,900 | Battaglia Team