697 Fleet Street, Kingston

Price: $499,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X12909026

Welcome to 697 Fleet Street, a great home located in the highly desirable west end of Kingston - an ideal opportunity for first-time buyers looking to settle into a family-friendly neighbourhood. Step through the front door into a bright and spacious living room filled with natural light from the large front window and complemented by hardwood floors. The kitchen offers plenty of counter space and cupboard storage, along with a window overlooking the front yard, making it both functional and welcoming for everyday cooking. Just off the kitchen, the separate dining room creating the perfect setting for family meals, holiday gatherings, or hosting friends. Upstairs, you'll find three comfortable bedrooms, all with hardwood floors, along with a 4-piece bathroom. The primary bedroom includes two closets, giving you that extra storage space every homeowner appreciates. The lower level provides even more living space, with a recreation room highlighted by a beautiful electric fireplace and a brick feature wall with built-in cupboards - perfect for relaxing evenings, movie nights, or a play area. This level also includes a bright laundry room, a 3-piece bathroom, additional crawl space storage, and a convenient walk-out to the backyard. Outside, the private backyard feels like your own retreat. Surrounded by mature trees, it offers landscaped gardens, a peaceful pond, and a wooden pergola with a privacy wall and patio area - an ideal spot for summer BBQs, entertaining, or simply enjoying time outdoors. There's also plenty of open space for kids or pets to run and play. Tucked away on a quiet street and just steps from Bayridge Public School, this home offers the perfect combination of location, comfort, and space to grow. A wonderful place to start your homeownership journey. We look forward to welcoming you home.

697 Fleet Street - Detached photo 1 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 2 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 3 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 4 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 5 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 6 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 7 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 8 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 9 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 10 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 11 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 12 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 13 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 14 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 15 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 16 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 17 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 18 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 19 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 20 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 21 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 22 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 23 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 24 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 25 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 26 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 27 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 28 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 29 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 30 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 31 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 32 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 33 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 34 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 35 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 36 of 37 in Kingston, Ontario
697 Fleet Street - Detached photo 37 of 37 in Kingston, Ontario
active
1/37

$499,900 - 697 Fleet Street, Kingston

Detached for Sale in Kingston

109 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X12909026
Property Type
Detached
Status
active
Days on Site
109
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

Welcome to 697 Fleet Street, a great home located in the highly desirable west end of Kingston - an ideal opportunity for first-time buyers looking to settle into a family-friendly neighbourhood. Step through the front door into a bright and spacious living room filled with natural light from the large front window and complemented by hardwood floors. The kitchen offers plenty of counter space and cupboard storage, along with a window overlooking the front yard, making it both functional and welcoming for everyday cooking. Just off the kitchen, the separate dining room creating the perfect setting for family meals, holiday gatherings, or hosting friends. Upstairs, you'll find three comfortable bedrooms, all with hardwood floors, along with a 4-piece bathroom. The primary bedroom includes two closets, giving you that extra storage space every homeowner appreciates. The lower level provides even more living space, with a recreation room highlighted by a beautiful electric fireplace and a brick feature wall with built-in cupboards - perfect for relaxing evenings, movie nights, or a play area. This level also includes a bright laundry room, a 3-piece bathroom, additional crawl space storage, and a convenient walk-out to the backyard. Outside, the private backyard feels like your own retreat. Surrounded by mature trees, it offers landscaped gardens, a peaceful pond, and a wooden pergola with a privacy wall and patio area - an ideal spot for summer BBQs, entertaining, or simply enjoying time outdoors. There's also plenty of open space for kids or pets to run and play. Tucked away on a quiet street and just steps from Bayridge Public School, this home offers the perfect combination of location, comfort, and space to grow. A wonderful place to start your homeownership journey. We look forward to welcoming you home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

$
$
5%10%50%

5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: Kingston

Discover Kingston

Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kingston

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

697 Fleet Street, Kingston

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,342

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 109 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

Similar Properties Nearby

Active listings in Kingston with similar features

Search
Log in
    697 Fleet Street, Kingston | $499,900 | Battaglia Team