7 Berkshire Drive, St. Catharines

Price: $820,999

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X13727088

**Income-Generating Bungalow in a Prime St. Catharines Location!**Welcome to this beautifully maintained **2020-built detached bungalow**, thoughtfully designed with **two fully legal, self-contained units**, each featuring its own private entrance and in-suite laundry. An ideal opportunity for investors, multigenerational families, or buyers looking to offset their mortgage with rental income. The spacious main-level suite features a modern kitchen with upgraded appliances, a walk-in pantry, stylish finishes, and a generous primary bedroom complete with a private ensuite. A second full bathroom adds convenience, while the walk-out to the backyard deck provides the perfect space for morning coffee, entertaining, or relaxing outdoors. The lower-level suite is currently occupied by an excellent tenant and offers its own full kitchen, private laundry, separate entrance, and comfortable living space. The tenant is open to staying, providing an attractive opportunity for a buyer looking for immediate rental income and a seamless transition. Situated on a **quiet cul-de-sac in a newer St. Catharines neighbourhood**, this home offers outstanding convenience. Restaurants, GoodLife Fitness, Tim Hortons, grocery stores, gas stations, schools, public transit, and everyday amenities are all nearby. Additional features include **ample parking, an attached garage, a beautifully maintained backyard garden, custom window coverings, and true move-in-ready condition.**Whether you're an investor, a multigenerational family, or a savvy homebuyer looking to combine lifestyle with income potential, this property offers exceptional flexibility and value.**A rare opportunity in a fantastic location-book your private showing today!**

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$820,999 - 7 Berkshire Drive, St. Catharines

Multi-Family for Sale in St. Catharines

37 days on market

Neighbourhood: 444 - Carlton/Bunting

4Beds
2Baths
1,100 - 1,499Sq Ft
Multi-Family

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Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
X13727088
Property Type
Multi-Family
Status
active
Days on Site
37
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,112
Listing Brokerage
RE/MAX PRESIDENT REALTY
Description

**Income-Generating Bungalow in a Prime St. Catharines Location!**Welcome to this beautifully maintained **2020-built detached bungalow**, thoughtfully designed with **two fully legal, self-contained units**, each featuring its own private entrance and in-suite laundry. An ideal opportunity for investors, multigenerational families, or buyers looking to offset their mortgage with rental income. The spacious main-level suite features a modern kitchen with upgraded appliances, a walk-in pantry, stylish finishes, and a generous primary bedroom complete with a private ensuite. A second full bathroom adds convenience, while the walk-out to the backyard deck provides the perfect space for morning coffee, entertaining, or relaxing outdoors. The lower-level suite is currently occupied by an excellent tenant and offers its own full kitchen, private laundry, separate entrance, and comfortable living space. The tenant is open to staying, providing an attractive opportunity for a buyer looking for immediate rental income and a seamless transition. Situated on a **quiet cul-de-sac in a newer St. Catharines neighbourhood**, this home offers outstanding convenience. Restaurants, GoodLife Fitness, Tim Hortons, grocery stores, gas stations, schools, public transit, and everyday amenities are all nearby. Additional features include **ample parking, an attached garage, a beautifully maintained backyard garden, custom window coverings, and true move-in-ready condition.**Whether you're an investor, a multigenerational family, or a savvy homebuyer looking to combine lifestyle with income potential, this property offers exceptional flexibility and value.**A rare opportunity in a fantastic location-book your private showing today!**

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,212.15/mo

Includes CMHC insurance ($22,906)

$
$
5%10%50%

5-yr fixed avg.

Principal: $738,899Interest: $501,840
Mortgage Amount$761,805
Total Interest$501,840
Est. Property Tax$582/mo
Total Cost$1,263,645

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 444 - Carlton/Bunting

Discover 444 - Carlton/Bunting

444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 444 - Carlton/Bunting

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Berkshire Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$582
Insurance (est.)-$171
Net Cash Flow+$2,447

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $746/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 37 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 444 - Carlton/Bunting

I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,421 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    7 Berkshire Drive, St. Catharines | $820,999 | Battaglia Team