7 Gale Crescent Unit B3, St. Catharines

Price: $299,000

2 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13613904

Welcome to Unit B3 at 7 Gale Crescent, a rare opportunity to own nearly 1,200 sq ft of single-level living in downtown St. Catharines! This spacious 2 bedroom + den, 2 full bath condo lives like a bungalow, with a bright open-concept living and dining area and a walkout to a private, tree-lined ravine setting - your own quiet escape right off the main living space. The versatile den with sliding doors makes a perfect home office, sun room, or reading nook. The primary suite features a walk-in closet and 3-piece ensuite, while the second bedroom offers charming French doors. Enjoy in-suite laundry, included appliances, and 1 owned underground parking space plus ample visitor parking. The well-managed building is loaded with amenities: indoor pool, sauna, exercise room, games and billiards rooms, party room, rooftop deck with panoramic views, car wash, and library. All this just steps from the downtown core, transit, shopping, restaurants, the Performing Arts Centre, and quick access to Highway 406. Whether you're downsizing, investing, or buying your first home, this is low-maintenance condo living at its best.

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$299,000 - 7 Gale Crescent Unit B3, St. Catharines

Condo for Sale in St. Catharines

Neighbourhood: 451 - Downtown

2Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13613904
Property Type
Condo
Status
active
Days on Site
26
Bedrooms
2
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
South
Balcony
Open
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Welcome to Unit B3 at 7 Gale Crescent, a rare opportunity to own nearly 1,200 sq ft of single-level living in downtown St. Catharines! This spacious 2 bedroom + den, 2 full bath condo lives like a bungalow, with a bright open-concept living and dining area and a walkout to a private, tree-lined ravine setting - your own quiet escape right off the main living space. The versatile den with sliding doors makes a perfect home office, sun room, or reading nook. The primary suite features a walk-in closet and 3-piece ensuite, while the second bedroom offers charming French doors. Enjoy in-suite laundry, included appliances, and 1 owned underground parking space plus ample visitor parking. The well-managed building is loaded with amenities: indoor pool, sauna, exercise room, games and billiards rooms, party room, rooftop deck with panoramic views, car wash, and library. All this just steps from the downtown core, transit, shopping, restaurants, the Performing Arts Centre, and quick access to Highway 406. Whether you're downsizing, investing, or buying your first home, this is low-maintenance condo living at its best.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,534.02/mo

Includes CMHC insurance ($8,342)

$
$
5%10%50%

5-yr fixed avg.

Principal: $269,100Interest: $182,765
Mortgage Amount$277,442
Total Interest$182,765
Est. Property Tax$212/mo
Total Cost$460,207

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Gale Crescent Unit B3, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,360/mo
Range: $2,006 - $2,714
Cap Rate (ROI)
5.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,360
Maintenance Fees-$650
Property Tax (est.)-$212
Insurance (est.)-$62
Net Cash Flow+$1,436

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $299/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    7 Gale Crescent Unit B3, St. Catharines | $299,000 | Battaglia Team