$539,900 - 7 MCNICHOLL Circle, St. Catharines
Semi-Detached for Sale in St. Catharines
New — Listed 5 days agoNeighbourhood: 446 - Fairview
Want to see this home in person?
Book a private showing with Joe — pick a day and time that works for you.
- MLS Number
- X13853538
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Taxes (2025)
- $3,480
- Listing Brokerage
- Century 21 Heritage House LTD
MORE SPACE THAN MEETS THE EYE! This beautifully updated 3-bedroom backsplit semi-detached home offers the space and versatility of a much larger home, with 4 levels of finished living space, a newly updated kitchen, renovated bathrooms, a large private fenced yard and plenty of parking. Located on a quiet, family-friendly court, this home is an excellent choice for first-time buyers, families and commuters looking for space, privacy and value.The bright main level features hardwood flooring in the spacious living and dining areas. The updated open-concept kitchen is designed for everyday family living and entertaining, featuring a large eat-at centre island with quartz countertop, ample cabinetry and generous counter space. The versatile multi-level layout provides excellent separation between living spaces, with 3 large bedrooms plus a bonus lower-level office. The primary bedroom offers a walk-in closet, while both full bathrooms have been renovated and modernized.The lower-level family room features a convenient walk-out to the deck and gazebo overlooking the fully fenced, private 166' deep backyard - an ideal setting for children, pets, gardening and outdoor entertaining. An abundance of off-street parking adds even more convenience, while the crawlspace provides excellent additional storage.Set on a quiet, low-traffic court in a great school district, with easy QEW access for commuters and close proximity to Fairview Mall, public transit, parks and the Kiwanis Aquatics Centre. Move-in ready, spacious and thoughtfully updated - this home offers far more than you might expect from the street!
Estimate your monthly payments for this property
Estimated Payment
$2,769.97/mo
Includes CMHC insurance ($15,063)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 446 - Fairview
446 - Fairview is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 446 - Fairview
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
446 - Fairview offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
7 MCNICHOLL Circle, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $491/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 446 - Fairview
I know 446 - Fairview well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,250 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.