70 Lowell Avenue, St. Catharines

Price: $439,900

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13771374

A GRAND LADY WITH TIMELESS CHARM Some homes are simply houses... and then there are homes with a story to tell. Welcome to this charming 2-storey century home, a gracious lady who has stood proudly through the years and wears her age beautifully. From the moment you arrive, her welcoming front porch invites you to slow down, sit awhile and enjoy the simple pleasures of home. Step inside and you'll immediately appreciate the character that simply can't be recreated today - soaring ceilings, beautiful original woodwork, classic details and a warmth that makes you feel right at home. With 3 bedrooms, there's plenty of room for family, guests, a home office or whatever life may bring. Each room carries a little of her history while offering the opportunity to make her your own. She's not trying to be the newest house on the street - and that's exactly what makes her special. She is elegant, welcoming and full of personality, with the kind of timeless character that only comes with age. A little history, a lot of charm, and plenty of life left to live. Come meet this beautiful lady and see why some things truly do get better with age.

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active

$439,900 - 70 Lowell Avenue, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 451 - Downtown

3Beds
1Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13771374
Property Type
Detached
Status
active
Days on Site
26
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$2,755
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

A GRAND LADY WITH TIMELESS CHARM Some homes are simply houses... and then there are homes with a story to tell. Welcome to this charming 2-storey century home, a gracious lady who has stood proudly through the years and wears her age beautifully. From the moment you arrive, her welcoming front porch invites you to slow down, sit awhile and enjoy the simple pleasures of home. Step inside and you'll immediately appreciate the character that simply can't be recreated today - soaring ceilings, beautiful original woodwork, classic details and a warmth that makes you feel right at home. With 3 bedrooms, there's plenty of room for family, guests, a home office or whatever life may bring. Each room carries a little of her history while offering the opportunity to make her your own. She's not trying to be the newest house on the street - and that's exactly what makes her special. She is elegant, welcoming and full of personality, with the kind of timeless character that only comes with age. A little history, a lot of charm, and plenty of life left to live. Come meet this beautiful lady and see why some things truly do get better with age.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,256.92/mo

Includes CMHC insurance ($12,273)

$
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5%10%50%

5-yr fixed avg.

Principal: $395,910Interest: $268,891
Mortgage Amount$408,183
Total Interest$268,891
Est. Property Tax$312/mo
Total Cost$677,075

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

70 Lowell Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.5%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$312
Insurance (est.)-$92
Net Cash Flow+$2,396

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $628/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    70 Lowell Avenue, St. Catharines | $439,900 | Battaglia Team