$529,000 - 73 Garfield Avenue Unit 1D, Hamilton
Condo for Sale in Hamilton
Neighbourhood: Stipley
- MLS Number
- X13650978
- Property Type
- Condo
- Status
- active
- Days on Site
- 16
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 1,200 sqft
- Neighbourhood
- Hamilton
- Locker
- None
- Exposure
- East
- Balcony
- None
- Listing Brokerage
- Keller Williams Edge Realty
Welcome to this one-of-a-kind loft nestled within a beautifully converted historic building in the heart of Hamilton! This stylish 2-storey loft offers an incredible blend of character, space and modern convenience. Featuring 1+1 bedroom, 1 bathroom and over 1,600 square feet of finished living space, including a rare finished basement, an almost unheard-of feature in loft living.From the moment you step inside, you'll be captivated by the expansive ceilings, oversized windows, and abundant natural light that fill the spacious, functional layout. The updated kitchen overlooks the open-concept living and dining area, creating the perfect space for entertaining or simply enjoying everyday life. Upstairs, the loft-style primary bedroom offers a unique retreat. The finished basement offers exceptional flexibility, with endless possibilities for a second bedroom, home office, gym, media room, or additional living space. Enjoy the convenience of in-unit laundry and a dedicated parking space. Located in the vibrant Stipley neighbourhood, you're just minutes from Gage Park, Tim Horton's Field, transit, parks, shops, restaurants and everyday amenities, with easy access to major highways.A rare opportunity to own a unique loft that seamlessly combines historic charm and modern style, this one checks all the boxes!
Estimate your monthly payments for this property
Estimated Payment
$2,714.04/mo
Includes CMHC insurance ($14,759)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Stipley
Stipley is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Stipley
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Stipley offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
73 Garfield Avenue Unit 1D, Hamilton
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $441/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
About Stipley
I know Stipley well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,204 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.