$1,268,000 - 75 St Nicholas Street Unit TH1, Downtown Toronto
Condo for Sale in Downtown Toronto
Popular ListingNeighbourhood: Bay Street Corridor
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- MLS Number
- C13823888
- Property Type
- Condo
- Status
- active
- Days on Site
- 13
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2026)
- $4,300
- Maintenance Fees
- $520/mo
- Locker
- None
- Exposure
- West
- Balcony
- Open
- Listing Brokerage
- HOMELIFE NEW WORLD REALTY INC.
Unbeatable Location & Versatile 760 SQFT Live/Work Space near Yonge & Bloor!Rare opportunity to own a commercial two-storey condo live/work unit in downtown Toronto at 75 St. Nicholas St. Nestled right beside the vibrant Yonge-Bloor commercial district, this **high-rise condo ground-floor live/work property** delivers unbeatable street-level commercial exposure paired with premium urban living space.Total Space: 760 sqft with flexible, functional layouts.Ground Floor Retail (347 sqft): Street-access commercial space on historic St. Nicholas St. Features a kitchen area, with adaptable interior space - ideal for a boutique cafe, specialty food shop, beauty salon or professional office.Second Floor Living (413 sqft): Private and spacious 1-bedroom, 1-bath suite. Perfect for owner-operators, or can be rented separately to boost your investment returns.**Key Highlight**: This property is not subject to the foreign buyer restrictions. Please consult a qualified real estate lawyer for full legal confirmation.**Prime Location & Neighbourhood Amenities**:Steps to the Yonge-Bloor commercial hub, Bloor-Yonge & Wellesley subway stations, University of Toronto, Yorkville luxury shopping district, ROM, grocery stores, pharmacies, dozens of restaurants, cafes and major banks. Queen's Park green space is nearby, and the building features full high-rise condo amenities including 24-hour concierge. Exceptional pedestrian traffic and strong demographic base.Whether you are an investor looking for steady rental income or an entrepreneur searching for a dedicated live/work space, this one-of-a-kind downtown unit is a must-see.Excellent transit connectivity: TTC subway, streetcars and bus routes within steps, easy access to downtown core, financial district and highways.- Zoning permits live/work operation; no restrictive heavy business limitations.- Great visibility from street, ample window display space for your brand.
Estimate your monthly payments for this property
Estimated Payment
$5,608.79/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Bay Street Corridor
Bay Street Corridor is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Bay Street Corridor
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Bay Street Corridor offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
75 St Nicholas Street Unit TH1, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1811/sqft, this property is priced above the Downtown Toronto average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $520/month fees should cover building insurance, common elements, and reserve contributions.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About Bay Street Corridor
I know Bay Street Corridor well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,283 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.