$675,000 - 77 BRADLEY Street, St. Catharines
Semi-Detached for Sale in St. Catharines
New — Listed 2 days agoNeighbourhood: 460 - Burleigh Hill
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- MLS Number
- X13861890
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 2
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $3,313
- Listing Brokerage
- BOSLEY REAL ESTATE LTD.,
Your Cottage in the City! Tucked away on an extraordinary 66' x 166' lot, this charming 2-bedroom, 2-bath home feels like a private cottage retreat-yet you're right in the city. Surrounded by mature gardens, a gazebo and plenty of space to slow down, this is a home that invites you to linger, relax and enjoy the seasons. Originally built in 1851 as the Locktender's Cottage, the home brings together the romance and character of another era with thoughtful updates for modern living. Designated by the City of St. Catharines for its historical significance, it retains remarkable original details, including beautiful red Grimsby sandstone masonry, limestone corner quoins and original stone lintels and sills. Inside, approximately 1,261 sq. ft. offers an unexpectedly warm and versatile layout. The main floor features a primary bedroom, 3-piece bath and inviting living room, complete with a charming "secret" entrance to the basement. Upstairs, a spacious loft, second bedroom and 3-piece bath create a cozy private retreat. The bright kitchen addition is a standout, with a conservatory-like feel overlooking the gardens and a gas fireplace that makes the space especially inviting. Open the doors, step outside and the property truly comes alive-whether you're enjoying morning coffee in the garden, relaxing in the gazebo or settling into a Muskoka chair at the end of the day. The upper level also offers views toward the Toronto skyline, while the basement-with good ceiling height and its own exterior entrance-adds valuable workshop, storage or flex-space potential. There's something wonderfully unexpected about finding a home like this in the city: a place with the soul of an english country cottage, the convenience of an urban location and the character of a home that has been here for generations. Ready for its next chapter, this is your opportunity to own a truly special city cottage-full of charm, gardens, character and a story worth carrying forward.
Estimate your monthly payments for this property
Estimated Payment
$3,463.10/mo
Includes CMHC insurance ($18,833)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 460 - Burleigh Hill
460 - Burleigh Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 460 - Burleigh Hill
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
460 - Burleigh Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
77 BRADLEY Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $614/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
About 460 - Burleigh Hill
I know 460 - Burleigh Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,813 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.