77 Portsmouth Avenue, Kingston

Price: $424,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13031938

Opportunity Knocks in a Prime Central Location! Situated directly across from St. Lawrence College, this charming bungalow offers incredible value for first-time buyers, investors, or downsizers looking for a better alternative to condo living-with no condo fees, more space, and your own private lot. Set on a generous 40 x 133 ft lot, this property provides rare room to expand or customize, with excellent future development potential in the deep backyard. The home features a functional layout with bright living and dining areas, two bedrooms, and a carpet-free interior with hardwood flooring throughout. Lovingly maintained and move-in ready, it offers comfortable living today with the flexibility to add value over time. Recent updates include a furnace (Nov 2024), roof (Sept 2021), basement waterproofing (July 2025), updated wiring (2016), basement windows (2019), and upper-level windows replaced prior to 2016. Appliances are in good working order with the dishwasher (2020) and washer/dryer (2018). Two window air conditioning units are included for added comfort. Enjoy the convenience of 3-car parking and unbeatable proximity to transit, shopping, Providence Care Hospital, and Queen's University. Whether you're looking to get into the market, downsize without compromise, or invest in a high-demand student rental location, this property checks all the boxes. Don't miss your chance to own in this sought-after area!

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$424,900 - 77 Portsmouth Avenue, Kingston

Detached for Sale in Kingston

79 days on market

Neighbourhood: 18 - Central City West

2Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13031938
Property Type
Detached
Status
active
Days on Site
79
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Description

Opportunity Knocks in a Prime Central Location! Situated directly across from St. Lawrence College, this charming bungalow offers incredible value for first-time buyers, investors, or downsizers looking for a better alternative to condo living-with no condo fees, more space, and your own private lot. Set on a generous 40 x 133 ft lot, this property provides rare room to expand or customize, with excellent future development potential in the deep backyard. The home features a functional layout with bright living and dining areas, two bedrooms, and a carpet-free interior with hardwood flooring throughout. Lovingly maintained and move-in ready, it offers comfortable living today with the flexibility to add value over time. Recent updates include a furnace (Nov 2024), roof (Sept 2021), basement waterproofing (July 2025), updated wiring (2016), basement windows (2019), and upper-level windows replaced prior to 2016. Appliances are in good working order with the dishwasher (2020) and washer/dryer (2018). Two window air conditioning units are included for added comfort. Enjoy the convenience of 3-car parking and unbeatable proximity to transit, shopping, Providence Care Hospital, and Queen's University. Whether you're looking to get into the market, downsize without compromise, or invest in a high-demand student rental location, this property checks all the boxes. Don't miss your chance to own in this sought-after area!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,179.96/mo

Includes CMHC insurance ($11,855)

$
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5%10%50%

5-yr fixed avg.

Principal: $382,410Interest: $259,722
Mortgage Amount$394,265
Total Interest$259,722
Est. Property Tax$301/mo
Total Cost$653,987

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 18 - Central City West

Discover 18 - Central City West

18 - Central City West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 18 - Central City West

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

18 - Central City West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

77 Portsmouth Avenue, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
5.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$301
Insurance (est.)-$89
Net Cash Flow+$2,010

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $607/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 79 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 18 - Central City West

I know 18 - Central City West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    77 Portsmouth Avenue, Kingston | $424,900 | Battaglia Team