77 St Germain Avenue, Toronto C04

Price: $1,750,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: C13547390

Located on a beautiful tree-lined street in the heart of Yonge and Lawrence, this charming and well-maintained home sits on one of the most desirable blocks of St. Germain Avenue in a prestigious, family-friendly neighborhood. Full of warmth and character, it features 3 bedrooms and 2 full bathrooms, offering comfortable family living today while also presenting an outstanding opportunity for the future. The kitchen is equipped with granite countertops and built-in appliances, and the private, south-facing backyard is a true oasis, perfect for relaxing or entertaining. With exceptional potential to renovate, expand, or build your dream home on a coveted lot surrounded by luxury custom residences, this premium property appeals to builders, investors, and end users alike. Ideally located just minutes from Yonge Street, public transit, top-rated schools, parks, shopping, dining, and the renowned Rosedale Golf Club, this is a rare opportunity to secure a prime property in one of Toronto's most sought-after neighborhoods.

77 St Germain Avenue - Detached photo 1 of 26 in Lawrence Park / Bedford Park, Ontario
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$1,750,000 - 77 St Germain Avenue, Lawrence Park

Detached for Sale in Lawrence Park

45 days on market

Neighbourhood: Lawrence Park North

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
C13547390
Property Type
Detached
Status
active
Days on Site
45
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Lawrence Park / Bedford Park
Listing Brokerage
RIGHT AT HOME REALTY
Description

Located on a beautiful tree-lined street in the heart of Yonge and Lawrence, this charming and well-maintained home sits on one of the most desirable blocks of St. Germain Avenue in a prestigious, family-friendly neighborhood. Full of warmth and character, it features 3 bedrooms and 2 full bathrooms, offering comfortable family living today while also presenting an outstanding opportunity for the future. The kitchen is equipped with granite countertops and built-in appliances, and the private, south-facing backyard is a true oasis, perfect for relaxing or entertaining. With exceptional potential to renovate, expand, or build your dream home on a coveted lot surrounded by luxury custom residences, this premium property appeals to builders, investors, and end users alike. Ideally located just minutes from Yonge Street, public transit, top-rated schools, parks, shopping, dining, and the renowned Rosedale Golf Club, this is a rare opportunity to secure a prime property in one of Toronto's most sought-after neighborhoods.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,740.84/mo

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5-yr fixed avg.

Principal: $1,400,000Interest: $922,252
Mortgage Amount$1,400,000
Total Interest$922,252
Est. Property Tax$1,240/mo
Total Cost$2,322,252

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Lawrence Park North

Discover Lawrence Park North

Lawrence Park North is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Lawrence Park North

  • Convenient location in Lawrence Park / Bedford Park
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Lawrence Park North offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

77 St Germain Avenue, Lawrence Park / Bedford Park

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
0.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$1,240
Insurance (est.)-$365
Net Cash Flow+$1,195

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1591/sqft, this property is priced above the Lawrence Park average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 45 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Lawrence Park are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Lawrence Park North

I know Lawrence Park North well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Lawrence Park properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $7,292 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    77 St Germain Avenue | $1,750,000 | Battaglia Team