77 YATES Street Unit 404, St. Catharines

Price: $1,100,000

2 bedrooms, 3 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13681590

Welcome home to sophisticated, light-filled living in this extraordinary 1,639-square-foot residence, where refined finishes, intentional design, and sweeping outdoor views meet to create an exceptional luxury lifestyle. Designed seamlessly for both grand entertaining and quiet everyday comfort, this floor plan offers the perfect balance of open gathering spaces and private retreats.At the heart of the home is a spacious, open-concept Living, Dining, and Kitchen area bathed in natural light. The chef-inspired kitchen boasts an abundance of cabinet storage and extensive counter space, paired with a premier, high-end appliance package that includes a Fisher & Paykel induction cooktop, a sleek cabinet-front integrated dishwasher, and a counter-depth French door refrigerator. Slide open the living area's balcony doors directly onto a 14 -footprivate balcony - ideal for morning coffee or evening fresh air capturing stunning westerly views and vibrant sunsets. This suite comes complete with high-value owned additions, including an owned indoor parking space and an owned private storage room featuring solid walls and a locking door. Residents also enjoy premium building amenities, including a state-of-the-art Fitness Room, an expansive Rooftop Terrace, and a sophisticated Rooftop Party Room perfect for entertaining guests.

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active
New Listing
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$1,100,000 - 77 YATES Street Unit 404, St. Catharines

Condo for Sale in St. Catharines

New — Listed 7 days ago

Neighbourhood: 451 - Downtown

2Beds
3Baths
1,600Sq Ft
Condo
Property Details
MLS Number
X13681590
Property Type
Condo
Status
active
Days on Site
7
Bedrooms
2
Bathrooms
3
Square Feet
1,600 sqft
Neighbourhood
St. Catharines
Locker
Owned
Exposure
East
Balcony
Open
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Welcome home to sophisticated, light-filled living in this extraordinary 1,639-square-foot residence, where refined finishes, intentional design, and sweeping outdoor views meet to create an exceptional luxury lifestyle. Designed seamlessly for both grand entertaining and quiet everyday comfort, this floor plan offers the perfect balance of open gathering spaces and private retreats.At the heart of the home is a spacious, open-concept Living, Dining, and Kitchen area bathed in natural light. The chef-inspired kitchen boasts an abundance of cabinet storage and extensive counter space, paired with a premier, high-end appliance package that includes a Fisher & Paykel induction cooktop, a sleek cabinet-front integrated dishwasher, and a counter-depth French door refrigerator. Slide open the living area's balcony doors directly onto a 14 -footprivate balcony - ideal for morning coffee or evening fresh air capturing stunning westerly views and vibrant sunsets. This suite comes complete with high-value owned additions, including an owned indoor parking space and an owned private storage room featuring solid walls and a locking door. Residents also enjoy premium building amenities, including a state-of-the-art Fitness Room, an expansive Rooftop Terrace, and a sophisticated Rooftop Party Room perfect for entertaining guests.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,865.67/mo

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5-yr fixed avg.

Principal: $880,000Interest: $579,701
Mortgage Amount$880,000
Total Interest$579,701
Est. Property Tax$779/mo
Total Cost$1,459,701

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

77 YATES Street Unit 404, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,840/mo
Range: $2,414 - $3,266
Cap Rate (ROI)
0.9%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,840
Maintenance Fees-$1,040
Property Tax (est.)-$779
Insurance (est.)-$229
Net Cash Flow+$792

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $688/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    77 YATES Street Unit 404, St. Catharines | $1,100,000 | Battaglia Team