774 James Street, Innisfil

Price: $585,000

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: N13725050

The best of both worlds here with great location close to Lake Simcoe and set on a generous 80 x 149 ft. lot backing onto Trinity Park! This charming bungalow offers one-level living surrounded by mature trees creates a natural buffer from neighbours and gives the property a wonderfully private feel. Step into your fully fenced backyard oasis, where a small peaceful stream runs through the property. The home offers open concept main, 3 bedrooms, updated washroom and walkout to a large deck with overhead pergola for entertaining year round. The yard also features a garden shed, large custom workshop and detached garage with a newly updated roof (2025). The spacious driveway offers plenty of room for multiple vehicles, guests and recreational toys, including an RV or trailer. The home layout is designed for comfort and everyday living. The kitchen was tastefully renovated in 2021 with elegant quartz countertops, while a large window in the living area overlooks the trees and stream, filling the space with natural light. A natural gas fireplace creates a warm and inviting atmosphere, complemented by a high-efficiency heat pump installed in 2020.For first-time buyers, this is an opportunity to have the yard, privacy, parking, workshop and outdoor space that can be difficult to find anywhere at this amazing price! Urban living with a country retreat atmosphere. There is room to breathe, entertain, pursue hobbies and simply enjoy coming home. With Lake Simcoe within walking distance, Trinity Park behind you and a private, tree-lined setting all your own, this is a rare opportunity to enjoy the space and lifestyle of Innisfil without sacrificing convenience.

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$585,000 - 774 James Street, Innisfil

Detached for Sale in Innisfil

Popular Listing

Neighbourhood: Alcona

3Beds
1Baths
1,100 - 1,499Sq Ft
Detached

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Property Details
MLS Number
N13725050
Property Type
Detached
Status
active
Days on Site
14
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Innisfil
Listing Brokerage
RIGHT AT HOME REALTY
Description

The best of both worlds here with great location close to Lake Simcoe and set on a generous 80 x 149 ft. lot backing onto Trinity Park! This charming bungalow offers one-level living surrounded by mature trees creates a natural buffer from neighbours and gives the property a wonderfully private feel. Step into your fully fenced backyard oasis, where a small peaceful stream runs through the property. The home offers open concept main, 3 bedrooms, updated washroom and walkout to a large deck with overhead pergola for entertaining year round. The yard also features a garden shed, large custom workshop and detached garage with a newly updated roof (2025). The spacious driveway offers plenty of room for multiple vehicles, guests and recreational toys, including an RV or trailer. The home layout is designed for comfort and everyday living. The kitchen was tastefully renovated in 2021 with elegant quartz countertops, while a large window in the living area overlooks the trees and stream, filling the space with natural light. A natural gas fireplace creates a warm and inviting atmosphere, complemented by a high-efficiency heat pump installed in 2020.For first-time buyers, this is an opportunity to have the yard, privacy, parking, workshop and outdoor space that can be difficult to find anywhere at this amazing price! Urban living with a country retreat atmosphere. There is room to breathe, entertain, pursue hobbies and simply enjoy coming home. With Lake Simcoe within walking distance, Trinity Park behind you and a private, tree-lined setting all your own, this is a rare opportunity to enjoy the space and lifestyle of Innisfil without sacrificing convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,001.35/mo

Includes CMHC insurance ($16,322)

$
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5%10%50%

5-yr fixed avg.

Principal: $526,500Interest: $357,584
Mortgage Amount$542,822
Total Interest$357,584
Est. Property Tax$414/mo
Total Cost$900,406

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Alcona

Discover Alcona

Alcona is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Alcona

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Alcona offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

774 James Street, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$414
Insurance (est.)-$122
Net Cash Flow+$2,264

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $532/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Alcona

I know Alcona well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,438 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    774 James Street, Innisfil | $585,000 | Battaglia Team