78 Hatter Street, Kingston

Price: $419,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13009434

Location and Convenience! First-time buyers and investors, this is the kind of opportunity that doesn't come along often. Perfectly placed in one of Kingston's most convenient and connected locations, 78 Hatter offers the lifestyle, flexibility, and future potential so many buyers are searching for. With Queen's University, Kingston General Hospital, West Campus, St. Lawrence College, Downtown Kingston and Portsmouth Harbour all just a short walk away, this home delivers everyday ease in a quiet, family-friendly neighbourhood. Set on a deep lot with a beautiful rising limestone cliff for added privacy, this semi-detached home has a setting that feels both practical and private. A powered detached garage, new metal roof, and inviting back porch add to the appeal, creating a home that feels welcoming from the moment you arrive. Imagine your morning coffee on the back porch, peaceful evenings, and the comfort of knowing you've found a place with room to grow. Inside, the main floor is bright and functional, with a spacious living room and kitchen designed for everyday living. Upstairs, you'll find three comfortable bedrooms and a 4-piece bathroom. The lower level adds even more value, offering laundry, a new power-vent furnace, a 4-piece bathroom, and two additional rooms that can be tailored to suit your needs - whether that means a bedroom, home office, or future income potential. A chance to secure a well-located home with incredible potential in a market where opportunities like this are increasingly rare. With excellent storage and a layout full of possibilities, this home invites you to make it your own. Public Transit is just steps away, Walking distance to shopping, restaurants and Kingstons stunning waterfront walking trails near Portsmouth Harbour, Gord Downie Pier, Lake Ontario park, TETT Centre, Juniper Cafe and minutes to the Cataraqui Golf Course.

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$419,900 - 78 Hatter Street, Kingston

Semi-Detached for Sale in Kingston

84 days on market

Neighbourhood: 18 - Central City West

4Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13009434
Property Type
Semi-Detached
Status
active
Days on Site
84
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

Location and Convenience! First-time buyers and investors, this is the kind of opportunity that doesn't come along often. Perfectly placed in one of Kingston's most convenient and connected locations, 78 Hatter offers the lifestyle, flexibility, and future potential so many buyers are searching for. With Queen's University, Kingston General Hospital, West Campus, St. Lawrence College, Downtown Kingston and Portsmouth Harbour all just a short walk away, this home delivers everyday ease in a quiet, family-friendly neighbourhood. Set on a deep lot with a beautiful rising limestone cliff for added privacy, this semi-detached home has a setting that feels both practical and private. A powered detached garage, new metal roof, and inviting back porch add to the appeal, creating a home that feels welcoming from the moment you arrive. Imagine your morning coffee on the back porch, peaceful evenings, and the comfort of knowing you've found a place with room to grow. Inside, the main floor is bright and functional, with a spacious living room and kitchen designed for everyday living. Upstairs, you'll find three comfortable bedrooms and a 4-piece bathroom. The lower level adds even more value, offering laundry, a new power-vent furnace, a 4-piece bathroom, and two additional rooms that can be tailored to suit your needs - whether that means a bedroom, home office, or future income potential. A chance to secure a well-located home with incredible potential in a market where opportunities like this are increasingly rare. With excellent storage and a layout full of possibilities, this home invites you to make it your own. Public Transit is just steps away, Walking distance to shopping, restaurants and Kingstons stunning waterfront walking trails near Portsmouth Harbour, Gord Downie Pier, Lake Ontario park, TETT Centre, Juniper Cafe and minutes to the Cataraqui Golf Course.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,154.30/mo

Includes CMHC insurance ($11,715)

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5-yr fixed avg.

Principal: $377,910Interest: $256,666
Mortgage Amount$389,625
Total Interest$256,666
Est. Property Tax$297/mo
Total Cost$646,291

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 18 - Central City West

Discover 18 - Central City West

18 - Central City West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 18 - Central City West

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

18 - Central City West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

78 Hatter Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
8.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$297
Insurance (est.)-$87
Net Cash Flow+$2,816

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 84 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 18 - Central City West

I know 18 - Central City West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    78 Hatter Street, Kingston | $419,900 | Battaglia Team