$824,900 - 786 Mary Street, Oshawa
Detached for Sale in Oshawa
Neighbourhood: Centennial
Want to see this home in person?
Book a private showing with Joe — pick a day and time that works for you.
- MLS Number
- E13794556
- Property Type
- Detached
- Status
- active
- Days on Site
- 21
- Bedrooms
- 6
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Oshawa
- Taxes (2026)
- $5,860
- Listing Brokerage
- DAN PLOWMAN TEAM REALTY INC.
In Oshawa's Centennial Neighbourhood, This Completely Self-Contained 3+3 Bedroom Bungalow Offers An Amazing Opportunity For Buyers Looking For Space, Flexibility, And Long-Term Potential. With 2 Kitchens, Separate Entrances, A 1-Car Garage, And Parking For 6+ Cars, The Layout Is Well Suited For Extended Family, Multi-Generational Living, Or Investors. The Main Floor Features Hardwood Flooring, 3 Bedrooms, Laundry, A 4-Piece Bathroom, And An Updated Kitchen With Stone Counters And Vinyl Flooring, Giving The Upper Level A Clean And Functional Everyday Layout. The Basement Adds Serious Versatility With 3 Additional Bedrooms Featuring Egress Windows, A Second Kitchen, Living Room, 3-Piece Bath, And Laundry, Creating A Lower Level That Can Support A Variety Of Living Arrangements. Outside, The Large Backyard Offers Patio Space, Room To Enjoy, And A Garden Shed For Extra Storage. Close To Amenities And Set In A Mature Centennial Location, This Property Gives Buyers More Than A Bungalow; It Gives Them Options.
Estimate your monthly payments for this property
Estimated Payment
$4,232.16/mo
Includes CMHC insurance ($23,015)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Centennial
Centennial is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Centennial
- •Convenient location in Oshawa
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Centennial offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
786 Mary Street, Oshawa
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 21 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Oshawa.
About Centennial
I know Centennial well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,437 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.