8 Nash Street, St. Catharines

Price: $814,900

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13429042

Modern Living with Multi-Generational Flexibility in Western Hill! Built in 2022 with quality craftsmanship and thoughtful design, this impressive 2-storey home offers exceptional space and versatility. The lower level features a legal accessory dwelling unit with a separate entrance & separate hydro meter, offering the opportunity to generate rental income to help offset expenses. It is equally well suited for multi-generational living or accommodating extended family, providing outstanding flexibility for a variety of living arrangements. For those who prefer a single-family layout, the design allows for the lower level to be easily reintegrated with the main home as needs evolve. Thanks to the home's high foundation, oversized basement windows bring in an abundance of natural light, making the lower level feel more like above-grade living space. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a private 4-piece ensuite. Located in St. Catharines' sought-after Western Hill neighbourhood, this home offers convenient access to outdoor recreation, with the Participark Trail, The Twelve Trail, and Short Hills Provincial Park all nearby. You'll also enjoy being within walking distance of several restaurants, local shops, and a neighbourhood deli, while Brock University is just a short drive away. With modern finishes, functional living spaces, and a location that balances convenience and lifestyle, this exceptional home is ready to accommodate your needs for years to come.

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$814,900 - 8 Nash Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 458 - Western Hill

5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13429042
Property Type
Detached
Status
active
Days on Site
27
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Modern Living with Multi-Generational Flexibility in Western Hill! Built in 2022 with quality craftsmanship and thoughtful design, this impressive 2-storey home offers exceptional space and versatility. The lower level features a legal accessory dwelling unit with a separate entrance & separate hydro meter, offering the opportunity to generate rental income to help offset expenses. It is equally well suited for multi-generational living or accommodating extended family, providing outstanding flexibility for a variety of living arrangements. For those who prefer a single-family layout, the design allows for the lower level to be easily reintegrated with the main home as needs evolve. Thanks to the home's high foundation, oversized basement windows bring in an abundance of natural light, making the lower level feel more like above-grade living space. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat complete with a private 4-piece ensuite. Located in St. Catharines' sought-after Western Hill neighbourhood, this home offers convenient access to outdoor recreation, with the Participark Trail, The Twelve Trail, and Short Hills Provincial Park all nearby. You'll also enjoy being within walking distance of several restaurants, local shops, and a neighbourhood deli, while Brock University is just a short drive away. With modern finishes, functional living spaces, and a location that balances convenience and lifestyle, this exceptional home is ready to accommodate your needs for years to come.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,180.86/mo

Includes CMHC insurance ($22,736)

$
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5%10%50%

5-yr fixed avg.

Principal: $733,410Interest: $498,112
Mortgage Amount$756,146
Total Interest$498,112
Est. Property Tax$577/mo
Total Cost$1,254,258

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 458 - Western Hill

Discover 458 - Western Hill

458 - Western Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 458 - Western Hill

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

458 - Western Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

8 Nash Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$577
Insurance (est.)-$170
Net Cash Flow+$2,953

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $407/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 458 - Western Hill

I know 458 - Western Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    8 Nash Street, St. Catharines | $814,900 | Battaglia Team