8 Trafalgar Street, St. Catharines

Price: $759,000

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13779212

A striking blend of timeless character and modern luxury, this solid brick downtown two-storey is nothing short of majestic-and absolutely move-in ready. Steps from the Meridian Centre and surrounded by the city's thriving culinary and arts scene, it delivers the best of upscale urban living. Outside, the property impresses immediately with two private driveways and ready parking for at least six vehicles. The side yard features a beautiful stone patio, perfect as a private outdoor retreat or easily repurposed for additional parking if desired. Inside, a grand foyer sets the tone with views of the maple staircase and rich hardwood flooring throughout, including African Mahogany and Japanese Cherry. At the heart of the main floor is a charming French country eat-in kitchen with a centre island, Jenn-Air panelled fridge, and seamless access to the patio through sliding doors. The formal dining room shines with glass French doors, while main floor laundry adds everyday convenience. Direct access to the garage reveals lofted storage and roughed-in plumbing; an ideal setup for hobbyists, creatives, or anyone dreaming of a dedicated workshop. Upstairs, hardwood continues into generous bedrooms, including a full primary suite with a potential balcony and a spa-inspired ensuite. The lower level is dry, unfinished, and incredibly functional, offering abundant storage, a cantina, and updated electrical (200 AMP) and plumbing. Roof replaced in 2022. Every corner of this home reflects true pride of ownership, an exceptional opportunity in the heart of the city.

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active

$759,000 - 8 Trafalgar Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 451 - Downtown

3Beds
3Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
X13779212
Property Type
Detached
Status
active
Days on Site
24
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,398
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

A striking blend of timeless character and modern luxury, this solid brick downtown two-storey is nothing short of majestic-and absolutely move-in ready. Steps from the Meridian Centre and surrounded by the city's thriving culinary and arts scene, it delivers the best of upscale urban living. Outside, the property impresses immediately with two private driveways and ready parking for at least six vehicles. The side yard features a beautiful stone patio, perfect as a private outdoor retreat or easily repurposed for additional parking if desired. Inside, a grand foyer sets the tone with views of the maple staircase and rich hardwood flooring throughout, including African Mahogany and Japanese Cherry. At the heart of the main floor is a charming French country eat-in kitchen with a centre island, Jenn-Air panelled fridge, and seamless access to the patio through sliding doors. The formal dining room shines with glass French doors, while main floor laundry adds everyday convenience. Direct access to the garage reveals lofted storage and roughed-in plumbing; an ideal setup for hobbyists, creatives, or anyone dreaming of a dedicated workshop. Upstairs, hardwood continues into generous bedrooms, including a full primary suite with a potential balcony and a spa-inspired ensuite. The lower level is dry, unfinished, and incredibly functional, offering abundant storage, a cantina, and updated electrical (200 AMP) and plumbing. Roof replaced in 2022. Every corner of this home reflects true pride of ownership, an exceptional opportunity in the heart of the city.

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Estimate your monthly payments for this property

Estimated Payment

$3,894.06/mo

Includes CMHC insurance ($21,176)

$
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5%10%50%

5-yr fixed avg.

Principal: $683,100Interest: $463,943
Mortgage Amount$704,276
Total Interest$463,943
Est. Property Tax$538/mo
Total Cost$1,168,219

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

8 Trafalgar Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$538
Insurance (est.)-$158
Net Cash Flow+$2,104

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $506/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    8 Trafalgar Street, St. Catharines | $759,000 | Battaglia Team