$1,099,999 - 81 Navy Wharf Court Unit 2815, Downtown Toronto
Condo for Sale in Downtown Toronto
New — Listed 2 days agoNeighbourhood: Waterfront Communities C1
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- MLS Number
- C13860616
- Property Type
- Condo
- Status
- active
- Days on Site
- 2
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2026)
- $4,351
- Maintenance Fees
- $1,268/mo
- Locker
- Owned
- Exposure
- South East
- Balcony
- Terrace
- Listing Brokerage
- KELLER WILLIAMS EMPOWERED REALTY
Breathtaking Lake Ontario views, extensive custom upgrades and an unbeatable downtown location set this 2-bedroom + den, 2-bathroom residence apart. Wrapped in floor-to-ceiling windows with southeast exposure, the suite is filled with natural light and thoughtfully finished with custom millwork, wall panelling, crown moulding and built-in storage throughout. The open-concept kitchen features high-end stainless steel appliances, granite countertops, soft-close pantry cabinetry and a generous centre island with breakfast bar seating, flowing seamlessly into the combined living and dining room with jaw-dropping city and Lake Ontario views. The primary bedroom features a chevron wood-panelled accent wall, California Closets organizer and beautifully renovated ensuite with a frameless glass shower, rainfall showerhead and premium Rubinet fixtures. The second bedroom offers a custom built-in bed, sunny eastern exposure and two spacious closets. The recently renovated den is a true extension of the living space, complete with a custom Murphy bed, floor-to-ceiling cabinetry and built-in fold-down desk, effortlessly transitioning from a polished home office to a comfortable guest room. Step outside to the southeast-facing terrace and take in the views, or enjoy recently upgraded building amenities including 24/7 concierge, oversized indoor pool, fitness centre, sauna, guest suites and an outdoor lounge with BBQs. All of this in the heart of Toronto's Waterfront Communities-steps to the Entertainment District, Harbourfront, Rogers Centre, CN Tower and Scotiabank Arena, and minutes to The Well for exceptional dining, shopping and everyday conveniences. One parking space and one locker included.
Estimate your monthly payments for this property
Estimated Payment
$4,865.67/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Waterfront Communities C1
Waterfront Communities C1 is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Waterfront Communities C1
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Waterfront Communities C1 offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
81 Navy Wharf Court Unit 2815, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1100/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Just Listed - Act Strategically
This property hit the market within the last week. In Downtown Toronto's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1268/month fees should cover building insurance, common elements, and reserve contributions.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Waterfront Communities C1
I know Waterfront Communities C1 well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.