$539,000 - 81A Front Street Unit 413, Cabbagetown
Condo for Sale in Cabbagetown
Popular ListingNeighbourhood: Waterfront Communities C8
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- MLS Number
- C13838042
- Property Type
- Condo
- Status
- active
- Days on Site
- 8
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 500 sqft
- Neighbourhood
- Regent Park / Cabbagetown / St. James Town
- Taxes (2026)
- $2,816
- Maintenance Fees
- $632/mo
- Locker
- None
- Exposure
- North
- Balcony
- None
- Listing Brokerage
- SUTTON GROUP QUANTUM REALTY INC.
Step into authentic Loft living in the iconic St. Lawrence Lofts! Housed in a historic 1860s building, this rare brick and beam conversion perfectly blends original character with modern comfort.With just 53 units in total, this boutique building offers a true sense of community that's hard to find downtown and units are rarely offered for sale. The unit is located on the top floor with no neighbours above and no neighbours on one side of the unit, making it extremely quiet. Inside you will find soaring 10 foot ceilings, beautiful exposed brick & beam, a barn door and a bright skylight that fills the space with natural light and character. The kitchen features classic granite countertops and an open concept layout that's as practical as it is stylish. Features include indoor bike storage. 100/100 Walk score. Step outside and live in one of Torontos most sought after and safe neighbourhoods. You are just steps away from world class dining, boutique shopping, cafes, theatres, TTC access and the famous St. Lawrence Market itself, ranked #1 Food market by National Geographic. Access to a grocery store(metro)across the street, 5 minute walk to King Subway, Streetcars, Berczy Park and the Flatiron building. Additional green space at St James Park just up the street. Short walk to the financial district and Distillery District, ideal spot for foodies & culture buffs. Plus, commute with ease, it is just a short 8 minute walk to Union Station. High character lofts like this don't come up often!
Estimate your monthly payments for this property
Estimated Payment
$2,765.35/mo
Includes CMHC insurance ($15,038)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Waterfront Communities C8
Waterfront Communities C8 is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Waterfront Communities C8
- •Convenient location in Regent Park / Cabbagetown / St. James Town
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Waterfront Communities C8 offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
81A Front Street Unit 413, Regent Park / Cabbagetown / St. James Town
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1078/sqft, this property is priced in line with current Cabbagetown market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $632/month fees should cover building insurance, common elements, and reserve contributions.
Efficient Living
At 500 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About Waterfront Communities C8
I know Waterfront Communities C8 well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,246 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.