83 NAPIER Street, Hamilton

Price: $369,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Townhouse

MLS#: X13697354

Downtown Hamilton gem all brick three-bedroom row house. Charming all brick rowhouse in the heart of downtown Hamilton, with walkability to trendy cafes, restaurants, shops, and nightlife along James Street and Locke Street. With easy access to GO Transit, public transit routes, parks, and the escarpment trail. The solid brick construction brings timeless character and low maintenance appeal. On street parking permits are available through the City of Hamilton, giving residents convenient parking right in front of the home, a rare perk downtown. A fantastic opportunity for investors or first-time buyers alike. The current tenant has called this home for over ten years and would love to stay, paying $1818 per month plus utilities. That means reliable income from day one with a tenant who genuinely cares for the property. Don't miss this rare downtown opportunity combining location, character, and long-term investment potential all in one package. RSA

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active
New Listing
1/20

$369,900 - 83 NAPIER Street, Hamilton

Townhouse for Sale in Hamilton

New — Listed 3 days ago

Neighbourhood: Central

2Beds
1Baths
700 - 1,099Sq Ft
Townhouse
Property Details
MLS Number
X13697354
Property Type
Townhouse
Status
active
Days on Site
3
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Downtown Hamilton gem all brick three-bedroom row house. Charming all brick rowhouse in the heart of downtown Hamilton, with walkability to trendy cafes, restaurants, shops, and nightlife along James Street and Locke Street. With easy access to GO Transit, public transit routes, parks, and the escarpment trail. The solid brick construction brings timeless character and low maintenance appeal. On street parking permits are available through the City of Hamilton, giving residents convenient parking right in front of the home, a rare perk downtown. A fantastic opportunity for investors or first-time buyers alike. The current tenant has called this home for over ten years and would love to stay, paying $1818 per month plus utilities. That means reliable income from day one with a tenant who genuinely cares for the property. Don't miss this rare downtown opportunity combining location, character, and long-term investment potential all in one package. RSA

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,897.78/mo

Includes CMHC insurance ($10,320)

$
$
5%10%50%

5-yr fixed avg.

Principal: $332,910Interest: $226,103
Mortgage Amount$343,230
Total Interest$226,103
Est. Property Tax$262/mo
Total Cost$569,334

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Central

Discover Central

Central is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Central

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Central offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

83 NAPIER Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
6.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$0
Property Tax (est.)-$262
Insurance (est.)-$77
Net Cash Flow+$1,861

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $528/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Central

I know Central well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    83 NAPIER Street, Hamilton | $369,900 | Battaglia Team